Position Description
Business Analyst with experience in Banking and Payments to support payment transformation and modernization initiatives. The candidate will work closely with business stakeholders, product owners, development teams, and QA teams to analyze requirements, document solutions, and support project delivery across payment platforms
The ideal candidate should possess a basic understanding of payment systems, message formats, banking operations, and software delivery lifecycle
Flexible working arrangements (hybrid, reviewed case-by-case basis). Feel free to contact your recruiter to learn more about how this works in practice.
Essential Responsibilities
- Elicit, analyze, document, and validate business requirements.
- Prepare Business Requirement Documents (BRDs), Functional Requirement Specifications (FRS), User Stories, and process flows.
- Conduct stakeholder interviews, workshops, and requirement walkthroughs.
- Support impact assessments for new payment products, regulatory changes, and system enhancements.
- Translate business requirements into functional specifications for development and testing teams.
- Understand payment processing workflows across: ACH / NACHA, Real-Time Payments (RTP), RTGS, SWIFT Payments, Cross-border Payments etc.
- Analyze payment lifecycle including initiation, validation, routing, settlement, reconciliation, and exception handling.
- Analyze payment failures, rejections, and operational issues
- Create business process maps, use cases, wireframes, and workflow diagrams and manage them
- Assist QA teams in test scenario and test case preparation.
- Validate business functionality during SIT and UAT phases and assist for rollout in production and post implementation support
- Collaborate with business users, operations teams, compliance teams, and technology teams
- Provide status updates and support project governance activities
Minimum Qualifications
- Master/ Bachelor's degree in Business, Finance, Computer Science, Engineering, or related discipline.
- Payments or banking certification is a plus.
- ISO 20022 knowledge is desirable.
- Exposure to Agile/Scrum delivery methodology
- Able to communicate in English.
Desired Qualifications
- Strong analytical and problem-solving skills.
- Excellent verbal and written communication.
- Attention to detail.
- Ability to manage multiple priorities.
- Stakeholder management skills.
- Team collaboration and willingness to learn.
- Exposure working with Jira, Confluence, Microsoft Excel, Visio / Lucidchart, SQL (basic querying skills), PowerPoint.