Assistant Credit Analysis Manager - Greater China

CTBC Bank Co. Ltd. (Singapore); Singapore; On-site; SGD 70,000 - 110,000; Full time

Job summary

CTBC Bank Co. Ltd. (Singapore) invites a qualified Credit Analyst to join its Singapore office.

The role focuses on underwriting and assessing credit propositions submitted by Relationship Managers to ensure compliance with credit policies, risk acceptance criteria and regulatory requirements. You will complete annual or loan reviews and participate in client calls, collaborating with Relationship Managers to present cases and secure sound credit decisions.

Qualifications

• Degree holder with at least 3 years in credit, risk or accounting.
• Strong analytical, communication and interpersonal skills.
• Proficient with MS Word/Excel/PowerPoint.

Responsibilities

• Underwrite and assess credit propositions submitted by Relationship Managers.
• Complete annual and/or loan reviews.
• Participate in client calls with Relationship Managers.

Skills

Analytical skills

Communication skills

Interpersonal skills

Education

Degree holder

Tools

MS Word

MS Excel

MS PowerPoint

Job description

• Responsible for underwriting and assessing credit propositions and transactions submitted by Relationship Managers, to ensure compliance with the Bank’s credit policies and procedures, risk acceptance criteria where appropriate, and regulatory requirements.
• Complete annual and/or loan reviews assigned.
• Participate in client calls with the Relationship Managers.

KEY COMPETENCIES:

• Degree holder with a minimum of 3 years of relevant credit, risk or accounting experience; seasoned credit analysts of medium to large corporations can be considered for this role.
• Strong analytical, communication and interpersonal skills are required.
• Familiar with MS software applications such as Word, Excel, PowerPoint etc.
• Excellent verbal and written communication skills are essential.
• Perform suitable industry, peer, business projection analysis as needed.
• Ability to appropriately assess credit and other risks, compliance with CTBC’s credit and relevant policies.
• Ability to present credit cases confidently especially on key risks, financial analysis and projection assumptions/outcomes.
• Ability to work well with others and independently, a team player, accountable and a positive work attitude are essential qualities.
• Proficiency in spoken and written Chinese is required to effectively review, interpret, and manage business documents and communications for stakeholders within the Greater China business portfolio.