Credit Officer

TCC Group Holdings(台泥企業團); Singapore; On-site; SGD 60,000 - 90,000; Full time

Job summary

TCC Group Holdings(台泥企業團) in Singapore is seeking a credit analyst to prepare credit write-ups, perform credit reviews, and assist in proposal preparation for loan customers.

You will handle onboarding CDD reviews, renewals, testing covenants, and coordinate with facility agents and Head Office in Mandarin. Fresh graduates are welcome; you should be able to work independently with multiple stakeholders and meet timelines.

Qualifications

• University degree in Finance/Banking/Accounting/Business.
• 1–3 years of credit analysis experience.
• Mandarin communication with Head Office preferred.

Responsibilities

• Prepare credit write-ups, credit analysis and proposal preparation.
• Perform onboarding CDD credit reviews, CDD reviews, covenant testing, renewals of credit facilities and related loan matters.
• Assist in obtaining onboarding materials from clients / facility agents.
• Provide ad-hoc client services and liaise with customers on various matters.
• Liaise with peer banks to explore and develop new business opportunities.
• Ad-hoc duties as assigned.

Skills

Credit analysis

Financial analysis

Stakeholder communication

Education

Bachelor's degree in Finance, Banking, Accounting or Business

Job description

• To prepare credit write-up, credit analysis and proposal preparation.
• To perform Onboarding CDD credit reviews, CDD reviews, testing of covenants, renewals credit facility and any other loan customer related matters and ensuring timelines are met.
• Assist in ensuring onboarding materials are adequately obtained from clients / facility agents.
• Client services, such as providing ad-hoc services to bilateral loan customers as needed, and liaison with customers on numerous matters.
• Liaise with peer banks to explore and develop new business opportunities.
• Ad-hoc duties as assigned.

Requirements

• A recognized university degree with major in Finance, Banking, Accounting or Business is preferred.
• Candidates with accounting knowledge and 1 to 3 years of experiences in credit analysis are preferred.
• Proficiency in Mandarin is an advantage as the role requires the ability of communication (including speaking and writing ) with Head Office in Mandarin.
• Able to work independently and with multiple stakeholders.
• Positive attitude, good team player and wiliness to collaborate within and across teams.
• Good communication skills, with ability to communicate well with various stakeholders, including Head Office teams in Taiwan.

We welcome applications from fresh graduates.