Account Manager, Wholesale Clients

Rabobank; Singapore; Vor Ort; SGD 90.000 - 120.000; Vollzeit

Zusammenfassung

Rabobank Singapore is seeking an Account Manager in Wholesale Clients reporting to Head of Portfolio Management, Southeast Asia. You will engage clients, support risk-based decision making and contribute to strengthening risk accountability in the first line of defence.

You will handle credit risk assessment, financial review, monitoring, and collaboration with Credit Risk Managers to ensure compliance with risk policies while supporting full transaction execution.

Aufgaben

• Identifying, assessing, managing, monitoring and reporting risks that may incur in the business
• Ensuring the risk profile complies with risk policies, standards and guidelines
• Promoting a strong risk culture within business
• Identifying and assessing risks with a forward looking view
• Managing risk by preventing further damage
• Implementing effective risk control in accordance with the Bank’s framework
• Supporting full transaction execution
• Prepare credit application, annual review and solicit approvals in situations of facility increase, exception/deviation request, changes in T/S, non-compliance of covenants, negative development etc.
• Responsible for credit risk assessment and modelling, including financial spreading, rating, loan classification, early warning/watchlist triggers and projections
• Work closely with Credit Risk Manager(s) to clarify credit application enquiries, and to respond to action points requested by relevant approvers and credit committee wherever necessary
• Monitoring of approval conditions
• Review documentation to ensure compliance with credit approval terms
• Responsible for control activities, including financial covenant testing and report, collateral management and report, maintain credit-risk related data quality and closely monitor loan classification
• Conduct timely escalation of any negative development or red flags based on credit risk position and adverse changing market conditions
• Assist in portfolio review, regular or ad hoc projects in relation to account and portfolio monitoring
• To participate in Early Warning and In-Control meetings as well as to write meeting minutes, monitor, administer and report operational risk incidents
• Provide input for regulatory returns
• Be responsible for credit related data/limit input and monitoring of Loan Classification
• Act as contact point for auditors for all credit and risk related matters
• Be responsible for credit related matters during credit structuring and term sheet preparation, negotiation and review processes
• Participate in deal team to support full transaction execution
• Maintain constant dialogues with internal stakeholders to keep abreast of market intelligence, procedures, policies and strategies

Jobbeschreibung

Job Description Summary

Reporting to the Head of Portfolio Management, Southeast Asia, this is a client facing role with shared accountability of assigned client portfolio and as a key contributor to strengthen the risk accountability in the first line of defence.

Account Manager Responsibilities

The Account Manager supports Wholesale Clients in achieving its strategic objectives by:

• Identifying, assessing, managing, monitoring and reporting risks that may incur in the business;
• Ensuring the risk profile complies with risk policies, standards and guidelines;
• Promoting a strong risk culture within business;
• Identifying and assessing risks with a forward looking view;
• Managing risk by preventing further damage;
• Implementing effective risk control in accordance with the Bank’s framework;
• Supporting full transaction execution.

Credit & Risk Management

• Prepare credit application, annual review and solicit approvals in situations of facility increase, exception/deviation request, changes in T/S, non-compliance of covenants, negative development etc.
• Responsible for credit risk assessment and modelling, including financial spreading, rating, loan classification, early warning/watchlist triggers and projections
• Work closely with Credit Risk Manager(s) to clarify credit application enquiries, and to respond to action points requested by relevant approvers and credit committee wherever necessary
• Monitoring of approval conditions
• Review documentation to ensure compliance with credit approval terms
• Responsible for control activities, including financial covenant testing and report, collateral management and report, maintain credit-risk related data quality and closely monitor loan classification
• Conduct timely escalation of any negative development or red flags based on credit risk position and adverse changing market conditions
• Assist in portfolio review, regular or ad hoc projects in relation to account and portfolio monitoring

Business In-Control

• To participate in Early Warning and In-Control meetings as well as to write meeting minutes, monitor, administer and report operational risk incidents
• Provide input for regulatory returns
• Be responsible for credit related data/limit input and monitoring of Loan Classification
• Act as contact point for auditors for all credit and risk related matters

Client Service

• Be responsible for credit related matters during credit structuring and term sheet preparation, negotiation and review processes
• Participate in deal team to support full transaction execution
• Maintain constant dialogues with internal stakeholders to keep abreast of market intelligence, procedures, policies and strategies