Credit Risk Management Assistant Executive

Murata Electronics Singapore (Pte.) Ltd.; Singapore; On-site; SGD 48,000 - 78,000; Full time

Job summary

Murata Electronics Singapore (Pte.) Ltd. is seeking a Credit Risk professional based in Singapore to support regional risk management operations across ASEAN.

The role involves assessing customer creditworthiness, conducting periodic reviews, and maintaining credit limits in line with policy. You will collaborate with Sales, Accounting, Customer Support, and regional teams to monitor risk exposure, prepare reports, and drive risk mitigation actions.

Qualifications

• Diploma or Bachelor's Degree in Finance, Accounting, Business Administration, Economics, or a related discipline.
• 1–3 years of relevant working experience in Credit Risk Management, Accounts Receivable, Finance, Accounting, or a related field are preferred.
• Professional certifications in Finance, Accounting, or Credit Management would be an added advantage but are not mandatory.

Responsibilities

• Assess customers' financial performance and creditworthiness through the review of financial statements, payment history, and other relevant information.
• Conduct periodic customer credit reviews and support customer ranking assessments.
• Review, recommend, and maintain customer credit limits in accordance with company policies and risk exposure.
• Monitor credit limit utilization and review cases where customers exceed approved credit limits.
• Assist in coordinating risk-mitigation actions for customers with credit concerns.
• Manage trade credit insurance activities for designated customers and coordinate with internal and external stakeholders.
• Prepare and submit reports on high-risk accounts and other credit-related matters to management and HQ.
• Obtain and maintain customer financial information required for periodical credit reviews.
• Register and maintain customer rankings and credit limits in the relevant systems to ensure data accuracy.
• Conduct orientation, training, and sharing sessions related to Credit Risk Management for Sales and other stakeholders.

Skills

Credit risk assessment

Financial analysis

Data interpretation

Communication

Excel

Education

Bachelor's/Diploma in Finance/Accounting/Business

Tools

Power BI

Job description

JOB DESCRIPTION

Department: Business & Sales Planning

Reports to: Business & Sales Planning Manager

Functional Relationships with: ASEAN Sales Officers, ASEAN Customer Support, ASEAN Accounting Department, and relevant regional affiliates

Position Profile: Based in: Yishun

Successful candidate will: The successful candidate will be based in Singapore and support regional Credit Risk Management operations across ASEAN.

Key Duties & Responsibilities

• Assess customers' financial performance and creditworthiness through the review of financial statements, payment history, and other relevant information.
• Conduct periodic customer credit reviews and support customer ranking assessments.
• Review, recommend, and maintain customer credit limits in accordance with company policies and risk exposure.
• Monitor credit limit utilization and review cases where customers exceed approved credit limits.
• Assist in coordinating risk-mitigation actions for customers with credit concerns.
• Manage trade credit insurance activities for designated customers and coordinate with internal and external stakeholders.
• Prepare and submit reports on high-risk accounts and other credit-related matters to management and HQ.
• Obtain and maintain customer financial information required for periodical credit reviews.
• Register and maintain customer rankings and credit limits in the relevant systems to ensure data accuracy.
• Conduct orientation, training, and sharing sessions related to Credit Risk Management for Sales and other stakeholders.

Ability / Competency Required

• Diploma or Bachelor's Degree in Finance, Accounting, Business Administration, Economics, or a related discipline.
• Preferably 1-3 years of relevant working experience in Credit Risk Management, Accounts Receivable, Finance, Accounting, or a related field.
• Professional certifications in Finance, Accounting, or Credit Management would be an added advantage but are not mandatory.
• Good analytical and problem-solving skills, with the ability to review financial statements, assess customer creditworthiness, and recommend appropriate credit limits.
• Good attention to detail and accuracy in handling customer financial information, reports, and records.
• Good communication and coordination skills to work effectively with Sales, Accounting, Customer Support, and other internal and external stakeholders.
• Ability to work independently and collaboratively within a regional team.
• Proficient in Microsoft Office applications, particularly Excel, Word, and PowerPoint, with the ability to prepare reports and presentations.
• Proactive, responsible, and willing to learn and adapt to Credit Risk Management processes, policies, and systems.
• Experience in Microsoft Power BI and dashboard development would be advantageous.