Senior Credit Analyst

Telia Company; Solna kommun; On-site; SEK 650,000 - 900,000; Full time

Benefits offered by this job

Bonus based on performance

Comprehensive benefits package

Job summary

Telia Company is seeking an experienced Senior Credit Analyst to join Telia Finance's Credit Department. You will perform credit assessments, financial analysis and make credit decisions for corporate customers, influencing credit processes and risk governance.

This role offers responsibility, broad exposure across the organization, and the opportunity to drive improvements in credit risk management within a large corporate group.

Qualifications

• Five+ years experience in credit analysis or counterparty assessment.
• Experience making independent credit decisions within delegated authority.
• Strong financial analysis and corporate credit risk understanding.
• Excellent communication skills with business stakeholders.
• Fluent in Swedish and English, both written and spoken.

Responsibilities

• Conduct credit assessments and counterparty reviews for corporate customers.
• Perform in-depth financial analysis to evaluate credit risk.
• Make credit decisions within delegated authority.
• Act as trusted advisor on credit-related matters and provide recommendations.
• Collaborate with business teams, risk functions, and operations.
• Contribute to development and improvement of credit processes and governance.
• Support the organization with expertise in corporate credit risk and risk assessment.

Skills

Credit analysis

Credit risk

Financial analysis

Decision-making

Communication skills

Swedish and English fluency

Job description

Are you ready to take the next step in your credit career?

We are looking for an experienced and motivated Senior Credit Analyst to join our Credit Department at Telia Finance.

This is a key role focused on corporate and counterparty credit risk. You will perform credit assessments, financial analysis, and credit decision-making for corporate customers, while contributing to the continued development of our credit function. The role offers a unique combination of analytical depth, responsibility, and the opportunity to influence both processes and ways of working.

We are looking for someone who enjoys working in a dynamic environment, takes ownership of their work and combines sound risk judgement with a commercial mindset. If you have strong analytical skills, experience in corporate credit risk and a passion for making well-founded decisions, this role could be the perfect fit.

About Telia Finance

Telia Finance is a credit market company within Telia Company, providing financial services to B2B customers across the Nordic region. As part of our Credit Department, you will work closely with colleagues across the organization and contribute to enabling sustainable business growth through sound credit risk management.

About The Role

In this role, you will have a high degree of responsibility and decision-making authority, with the opportunity to make a real impact on the business. You will gain broad exposure across the organization and work closely with a wide range of stakeholders. The position offers the chance to influence and further develop credit risk management practices and credit processes, contributing to the continued growth and success of the function. You will be part of a collaborative environment where initiative, professionalism, and sound judgment are highly valued. This is also an opportunity to become a key contributor within an ambitious and growing organization, while benefiting from the stability, expertise, and resources of a large corporate group.

What You Will Do

• Conduct credit assessments and counterparty reviews of corporate customers.
• Perform in-depth financial analysis and evaluate credit risk.
• Make credit decisions within delegated authority.
• Act as a trusted advisor on credit-related matters and provide clear and well-founded recommendations.
• Collaborate closely with business teams, product owners, risk functions, and operational teams.
• Contribute to the development and continuous improvement of credit processes, governance, and risk management practices.
• Support the organization with expertise in corporate credit risk and risk assessment.

What We Are Looking For

• At least five years of experience in credit analysis, credit decision-making or counterparty assessment within a bank, finance company or other regulated financial institution.
• Solid experience assessing and analyzing corporate customers.
• Experience making independent credit decisions within a delegated mandate.
• Strong self-leadership and the ability to take ownership of priorities, decisions, and outcomes.
• Strong understanding of financial analysis, corporate credit risk, and financial statements.
• Commercial awareness combined with sound risk judgement.
• Strong communication skills and the ability to explain complex matters in a clear and business-oriented manner.
• Fluency in Swedish and English, both written and spoken.
• Ability to work independently, manage multiple priorities and maintain a structured approach in a high-paced environment.
• A proactive mindset and a willingness to take initiative and drive improvement.

Meritorious Experience

• Developing, streamlining or automating credit processes and related systems.
• Interpreting and implementing regulatory requirements within credit risk and financial services.
• IFRS 9-related matters.

Join us to shape smarter living for people, businesses and the planet

At Telia, we’re a team of 15,000 colleagues across the Nordics and Baltics, passionate about technology and connectivity. As a leading telecommunications operator and climate leader, we drive change through large-scale, impactful projects while building a sustainable and inclusive world.

Here, you can grow your skills, lead meaningful work, and thrive in a supportive and diverse environment. Whether you’re taking your first step or your next, Telia is a place to grow, belong, and make a real impact.

What we offer

When you join us, you’ll receive a comprehensive benefits package tailored to your local market and more. You’ll also have the opportunity to earn a bonus based on your performance and Telia’s results.

If you’re selected for the next stage, you’ll be contacted by ourTalent Acquisition Partner. Background and reference checks will be part of the process.

Equal opportunities

At Telia, we recognize talent through professional skills and growth potential. We champion diversity and ensure that every individual’s needs are met, regardless of disability, gender, age, nationality, sexual orientation, or social status. Together, we are committed to creating an inclusive work environment where your uniqueness is our strength.

Join us and let’s make better happen together!

Fluent Swedish is required for this position.