Head of 1st line Compliance

Qred AB; Stockholms kommun; On-site; SEK 700,000 - 900,000; Full time

Job summary

Qred AB, based in Stockholm, is seeking a Head of 1st Line Compliance. This role bridges regulatory requirements with business execution, ensuring operational compliance during rapid scaling.

The ideal candidate will have 7+ years in a compliance function within financial sectors, a solid grasp of Swedish regulations, and fluency in both Swedish and English. You will lead projects ensuring compliance across all business functions and prepare necessary governance documentation.

Join an innovative culture where you can grow alongside Qred, working with leading technology and a competent team.

Qualifications

• 7+ years of experience in compliance within a financial institution.
• Proven ability to implement and maintain internal governance frameworks.
• Strong understanding of Swedish financial regulations and compliance practices.

Responsibilities

• Lead regulatory processes and implementation projects.
• Translate regulations into actionable governance frameworks.
• Act as the primary compliance partner to business unit heads.
• Prepare steering documentation in accordance with compliance requirements.
• Manage compliance incidents and customer complaints.

Skills

Regulatory compliance

Financial regulations

Fluency in Swedish

Fluency in English

Problem-solving

Job description

At Qred, we’re building the bank for small businesses. Since launching 11 years ago, we’ve grown from startup to profitable fintech scale-up, now generating over 1 billion SEK in annual revenue and supporting 50,000+ entrepreneurs across Northern Europe. We combine smart technology, real data, and human judgment to make financing simple, fast, and fair. With bold growth plans and strong momentum across multiple markets, we’re now looking for a Head of 1st Line Compliance for the next phase of growth.

About the Role

As our Head of 1st line Compliance, you will bridge the gap between regulatory requirements and business execution, ensuring our operations remain robust during rapid scaling. Operating directly within the business, you will have end-to-end ownership of our operational compliance framework. This mission-oriented role focuses on embedding regulatory precision into our day-to-day financial systems and product delivery.

Key responsibilities

• Lead regulatory processes and implementation projects to ensure continuous regulatory compliance across all business functions.
• Translate complex financial regulations and privacy laws, including GDPR, into clear, actionable governance frameworks and operational processes.
• Act as the primary compliance partner to business unit heads, ensuring that regulatory obligations are understood, owned, and executed within day-to-day operations.
• Prepare and maintain steering documentation and internal governance in accordance with our annual compliance wheel.
• Manage compliance incidents and customer complaints, partnering with internal business units to drive swift remediation and risk mitigation.

What we’re looking for

We are looking for a structured compliance leader with a strong understanding of the Three Lines of Defence model and hands‑on experience operating within or establishing a first‑line compliance function. You bring a systematic approach to problem‑solving, driving alignment across multi‑functional teams while remaining calm under pressure. You’re motivated by building scalable frameworks that protect the bank's foundation while enabling fast‑paced commercial momentum.

Qualifications

• 7+ years of experience working in a compliance function within a financial institution, bank, or fintech scale‑up.
• Demonstrated ability to build, implement, and maintain internal governance frameworks in a regulated environment.
• Solid command of Swedish financial regulations, privacy legislation, and general compliance practices.
• Fluency in both Swedish and English, with excellent written and verbal communication skills.

Why Qred?

This is the place to be if you’re looking for a place to grow. Qred is growing fast, and our Qredsters along with it. With a non‑bureaucratic organization and delegated responsibilities, we make sure there’s a short path from idea to action. In addition to our great culture, you get to work with the latest cutting‑edge techniques, full ownership, and last but not least a bunch of great competent colleagues to learn from!

One Last Thing

This is a full‑time, permanent position based in our headquarters in Stockholm. We believe our culture thrives when we work together, which is why we have an office‑first approach. We review applications on a rolling basis and while the start date is flexible, the right candidate can join us immediately.

Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law.