Compliance Officer

Qred Bank AB; Stockholms kommun; On-site; SEK 40,000 - 70,000; Full time

Benefits offered by this job

Flexible work options

Non-bureaucratic organization

Collaborative culture

Job summary

Qred Bank AB in Stockholm is seeking a Compliance Officer to ensure regulatory compliance as the bank scales. You will manage relationships with the Swedish Financial Supervisory Authority, translate regulations into actionable frameworks, and oversee compliance risks.

The ideal candidate has several years of compliance experience in financial institutions, is fluent in Swedish and English, and is skilled at managing complex projects effectively.

This full-time role offers a dynamic work culture and the potential for growth within a fast-paced fintech environment.

Qualifications

• Several years of experience in a compliance function, preferably in a financial institution.
• Proven experience managing engagements with the SFSA.
• Demonstrated ability to build and implement internal governance frameworks.
• Fluency in both Swedish and English with strong communication skills.

Responsibilities

• Lead regulatory processes and correspondence with SFSA.
• Translate financial regulations into actionable governance frameworks.
• Oversee compliance and risk framework and self-assessments.
• Manage compliance incidents and customer complaints.
• Prepare compliance reports for management and the Board.

Skills

Compliance management

Financial regulations

Risk assessment

Stakeholder communication

Regulatory framework building

Swedish language proficiency

English language proficiency

Job description

At Qred, we’re building the bank for small businesses. Since launching 11 years ago, we’ve grown from startup to profitable fintech scale-up, now generating over 1 billion SEK in annual revenue and supporting 50,000+ entrepreneurs across Northern Europe. We combine smart technology, real data, and human judgment to make financing simple, fast, and fair. With bold growth plans and strong momentum across multiple markets, we’re now looking for a Compliance Officer for the next phase of growth.

About the Role

As our Compliance Officer, you will bridge the gap between regulatory requirements and business execution, ensuring our operations remain robust during rapid scaling. Operating within the Legal & Compliance team and reporting directly to the Chief Legal Officer, you will have end-to-end ownership of our compliance framework. This mission-oriented role is not about sidelined policy review; it is about embedding regulatory precision directly into our financial systems and product delivery.

Key responsibilities

• Lead regulatory processes, implementation projects, and official correspondence with the Swedish Financial Supervisory Authority (SFSA).
• Translate complex financial regulations and privacy laws, including GDPR, into clear, actionable governance frameworks and operational processes.
• Oversee the compliance and risk framework by designing, implementing, and reviewing control self-assessments and risk indicators.
• Manage compliance incidents and customer complaints, partnering with internal business units to drive swift remediation and risk mitigation.
• Prepare and present comprehensive compliance and risk reports directly to senior management and the Board of Directors.

What we’re looking for

We are looking for a structured compliance professional who thrives on clarity and drives alignment across multi-functional teams. You bring a systematic approach to problem solving, remaining calm under pressure while managing complex regulatory projects with precision. You are motivated by building scalable frameworks that protect the bank’s foundation while enabling fast-paced commercial momentum.

Qualifications

• Several years of experience in a compliance function, preferably in a financial institution, fintech scale-up, or specialized consultancy.
• Proven experience managing engagements with the SFSA and a strong command of financial regulations and privacy legislation.
• Demonstrated ability to build, implement, and maintain internal governance frameworks in a regulated environment.
• Fluency in both Swedish and English, with excellent written and verbal communication skills.

Why Qred?

This is the place to be if you’re looking for a place to grow. Qred is growing fast, and our Qredsters along with it. With a non-bureaucratic organization and delegated responsibilities, we make sure there’s a short path from idea to action. In addition to our great culture, you get to work with the latest cutting-edge techniques, full ownership, and last but not least a bunch of great competent colleagues to learn from!

One Last Thing

This is a full-time, permanent position based in our headquarters in Stockholm. We believe our culture thrives when we work together, which is why we have an office-first approach. To balance this with some flexibility, we have the option of working remotely one day per week. We review applications on a rolling basis and while the start date is flexible, the right candidate can join us immediately.

Qred celebrates diversity and does not discriminate based on ethnicity, religion, national origin, gender, sexual orientation, age, disability status, or any other applicable characteristics protected by law.