Remote AML/CTF Monitoring Lead

Hala; Riyadh; Hybrid; SAR 250,000 - 450,000; Full time

Benefits offered by this job

Competitive compensation

Learning stipend

Career growth

Job summary

HALA, a leading fintech in the MENAP region, seeks an experienced AML/CTF professional to manage and enhance the transaction monitoring framework in line with SAMA regulations and internal policies.

You will lead end-to-end monitoring, risk assessments, and investigations, mentor the AML/CTF team, coordinate with regulators and business units, and drive policy improvements in a hyper-growth environment.

Qualifications

• 7+ years in AML monitoring/investigations.
• Strong knowledge of AML/CTF regulations and SAMA requirements.
• In-depth understanding of transaction monitoring systems and scenario tuning.
• Leadership and team management skills.
• Fluent in Arabic and English.
• Certifications such as CCO, CAMS, or equivalent.

Responsibilities

• Own and operate the AML/CTF monitoring function end to end.
• Review onboarding and periodic KYC updates for high-risk customers, PEPs, complex ownership structures, UBOs, and source of funds assessments.
• Design, maintain, test, and enhance transaction monitoring scenarios, rules, thresholds, and logic.
• Oversee alert handling and investigations lifecycle, with proper documentation and escalation.
• Review and update customer risk ratings based on risk factors and regulatory developments.
• Lead AML/CTF risk assessments across customers, products, services, and delivery channels.
• Act as the AML/CTF advisor to internal stakeholders and governance committees.
• Lead AML-related system enhancements and data quality improvements with technology teams.
• Prepare and oversee periodic AML/CTF reports and metrics.
• Represent HALA in AML/CTF matters with regulators and audits.
• Develop and execute the annual AML/CTF plan for the unit.
• Lead, manage, and develop the AML/CTF team with training and oversight.
• Monitor regulatory developments and translate them into policy improvements.

Skills

AML/CTF knowledge

Transaction monitoring

Leadership

Stakeholder management

Analytical mindset

Decision making

Regulatory reporting

Arabic/English

SAMA compliance

Education

Education degree

Job description

HALA, a leading fintech in the MENAP region, seeks an experienced AML/CTF professional to manage and enhance the transaction monitoring framework in line with SAMA regulations and internal policies.

You will lead end-to-end monitoring, risk assessments, and investigations, mentor the AML/CTF team, coordinate with regulators and business units, and drive policy improvements in a hyper-growth environment.