AML & KYC Compliance Analyst

Consult Pro; Riyadh; On-site; SAR 180,000 - 300,000; Full time

Job summary

Consult Pro in Riyadh is seeking an AML & KYC Compliance Analyst to own the identity verification layer of onboarding, assess transaction alerts, and draft STRs in line with local regulatory standards.

The role requires 3–5 years in AML/KYC within Saudi Arabia and hands-on experience with national identity portals, sanctions screening, and case management systems. Strong English and Arabic communication is essential.

Qualifications

• Bachelor's degree in Finance, Business or a related field
• 3–5 years in AML, KYC or financial crime compliance within a bank, fintech or payments company in Saudi Arabia
• Hands-on experience with national identity/verification portals
• Hands-on experience drafting STRs; you know how to produce a report that stands up to regulatory review

Responsibilities

• Verify customer and merchant identities through national digital verification systems
• Flag mismatches or verification failures for escalation before onboarding proceeds
• Maintain accurate verification records for every case reviewed
• Review daily transaction monitoring alerts against established AML/CFT typologies
• Distinguish genuine suspicious activity from false positives with consistency and sound judgment
• Escalate high-risk alerts to the Compliance Officer with clear supporting rationale
• Draft Suspicious Transaction Reports in line with local regulatory standards
• Route each report to the MLRO or Compliance Officer for review and formal filing
• Track the status of filed STRs and respond to any follow-up regulatory queries
• Maintain case files and evidence trails to support internal audits and regulatory inspections
• Contribute case history and data to periodic AML/CFT policy reviews
• Support the Compliance team during regulatory examinations as needed

Job description

A reputable financial technology company is seeking a high-caliber AML & KYC Compliance Analyst to own the identity verification layer of every onboarding, assess transaction alerts, draft Suspicious Transaction Reports, and keep the company aligned with local regulatory standards.

Key Responsibilities

• Verify customer and merchant identities through national digital verification systems
• Flag mismatches or verification failures for escalation before onboarding proceeds
• Maintain accurate verification records for every case reviewed
• Review daily transaction monitoring alerts against established AML/CFT typologies
• Distinguish genuine suspicious activity from false positives with consistency and sound judgment
• Escalate high-risk alerts to the Compliance Officer with clear supporting rationale
• Draft Suspicious Transaction Reports in line with local regulatory standards
• Route each report to the MLRO or Compliance Officer for review and formal filing
• Track the status of filed STRs and respond to any follow-up regulatory queries
• Maintain case files and evidence trails to support internal audits and regulatory inspections
• Contribute case history and data to periodic AML/CFT policy reviews
• Support the Compliance team during regulatory examinations as needed

Role Requirements

Experience & Background

• Bachelor's degree in Finance, Business or a related field
• 3–5 years in AML, KYC or financial crime compliance within a bank, fintech or payments company in Saudi Arabia
• Hands-on experience with national identity/verification portals is required
• Hands-on experience drafting STRs; you know how to produce a report that stands up to regulatory review

Functional & Technical Skills

• Solid working knowledge of local AML/CFT rules and reporting obligations
• Ability to independently assess transaction monitoring alerts and separate signal from noise
• Familiarity with sanctions and PEP screening processes
• Comfort working with case management systems and structured investigation workflows

Soft Skills & Culture

• Very good English and Arabic
• Work in an organized and detail-oriented manner
• Handle sensitive financial and personal information with care and discretion

Nice to Have

• Prior AML experience at a bank or fintech
• CAMS certification
• Familiarity with sanctions screening platforms
• Experience working in a startup or scale-up delivery environment where processes are still being built