Chief Business Officer

Ernest Hunter Green; Riyadh; On-site; SAR 400,000 - 600,000; Full time

Job summary

A newly established digital bank in Riyadh is looking for a Chief Business Officer (CBO) to redefine banking with technology and drive sustainable revenue growth. The role includes leading the bank's commercial strategy, generating revenue across various channels, and overseeing product commercialization. The ideal candidate has 15+ years of experience in banking or fintech, with strong leadership skills and a track record of building financial products. This role offers competitive executive compensation and a chance to shape the future of digital banking in a fast-growing market.

Benefits

Competitive executive compensation

Long-term incentive structure

Innovative culture

Qualifications

• 15+ years of experience in banking, fintech, financial services, or digital platforms.
• Experience in a senior executive role for at least 5 years.
• Proven track record of building and scaling financial products.

Responsibilities

• Define and execute the commercial and growth strategy.
• Lead revenue generation across products and customer segments.
• Oversee product strategy and commercialization.

Skills

banking

fintech

P&L ownership

revenue growth

customer experience

leadership

Education

Bachelor's degree

MBA or advanced degree

Job description

About the Role

We are a newly established digital bank headquartered in Riyadh, built to redefine banking through technology, data, and customer-centric innovation. As we scale our platform and prepare for rapid market growth, we are seeking an experienced Chief Business Officer (CBO) to lead our commercial strategy and drive sustainable revenue growth.

The CBO will play a pivotal role in shaping the bank’s go-to-market strategy, partnerships, product commercialization, and overall business performance, working closely with the CEO and executive leadership team.

Key Responsibilities

• Define and execute the bank’s commercial and growth strategy, aligned with regulatory and shareholder objectives
• Lead revenue generation across products, channels, and customer segments (retail, SME, corporate, or ecosystem-based models)
• Oversee product strategy and commercialization, from concept to market launch and scale
• Develop and manage strategic partnerships with fintechs, ecosystem players, and third-party service providers
• Drive customer acquisition, retention, and lifetime value through data-driven strategies
• Collaborate with Technology, Risk, Compliance, and Operations to ensure scalable and compliant growth
• Build and lead high-performing business, sales, marketing, and partnerships teams
• Track market trends, competitive landscape, and emerging digital banking opportunities within KSA and the wider region
• Represent the bank with key stakeholders, partners, and regulators as required

Required Qualifications & Experience

• 15+ years of experience in banking, fintech, financial services, or digital platforms, with at least 5 years in a senior executive role
• Proven track record of building and scaling digital or consumer-focused financial products
• Strong commercial acumen with experience driving P&L ownership and revenue growth
• Deep understanding of digital banking models, customer experience, and data-led decision-making
• Experience working within regulated financial environments (SAMA experience is a strong advantage)
• Strategic thinker with hands-on execution capability
• Excellent leadership, stakeholder management, and communication skills
• Bachelor’s degree required; MBA or advanced degree preferred

Why Join Us

• Be part of a founding leadership team shaping the future of digital banking in Saudi Arabia
• Opportunity to build a bank from the ground up in one of the fastest-growing financial markets
• Competitive executive compensation and long-term incentive structure
• A mission-driven, innovative culture with strong board and shareholder backing