Credit & Risk Analytics Lead (RAROC & Portfolio)

Virtusa

Qatar

On-site

QAR 254,000 - 304,000

Full time

14 days+

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Benefits offered by this job

Health Insurance

Air Ticket Allowance

Visa Sponsorship

Annual Leave 21 days

Maternity Leave

Joining Kit

Life Insurance

2 weeks at 100% pay

4 weeks at 50% pay

Job summary

Virtusa is seeking a Business Analyst – Credit & Risk Excellence for a relocation to Qatar. You will support Credit & Risk initiatives through analytics, policy enhancements, and implementation monitoring across sectors and geographies.

Responsibilities include portfolio analysis, RAROC methodology development, and KPI tracking to improve risk governance and portfolio performance. English and Arabic communications are required, with a minimum of seven years in banking or risk analytics.

Qualifications

Bachelor’s degree from a recognized university.
Strong English and Arabic communication skills.
Experience in credit risk, risk analytics, or business analysis.

Responsibilities

Analyze portfolio performance, credit quality, profitability, and risk-adjusted returns across segments and geographies.
Support development and application of RAROC and risk-adjusted performance measures in credit decisions.
Prepare portfolio analyses to identify opportunities around risk-adjusted profitability and capital efficiency.
Document requirements, process maps, data requirements, and acceptance criteria.
Develop dashboards and management reports covering risk appetite utilization and portfolio trends.