Risk (Data) Analyst

Tabby; Portugal; On-site; EUR 42,000 - 62,000; Full time

Job summary

Tabby is seeking a Risk Analyst in Portugal to shape and execute credit and fraud risk strategies for BNPL products. You will work with large data sets to identify trends, monitor portfolio performance, and support decisions that balance growth and risk.

This hands-on role collaborates with data, product, finance, and commercial teams to maintain healthy portfolio metrics across markets. Ideal candidates will have strong data analysis skills, experience in credit risk or fraud prevention, and

Qualifications

• Experience analyzing large datasets to identify risk patterns.
• Familiarity with credit risk and fraud controls in fintech.
• Ability to translate data into actionable risk decisions.

Responsibilities

• Develop and monitor credit and fraud risk strategies for BNPL products.
• Analyze portfolio performance and identify trends to balance growth and risk.
• Collaborate with data, product, finance, and commercial teams across markets.

Skills

Data analysis

Credit risk

Fraud detection

Tools

SQL

Python

Excel

Job description

About us

Tabby is on a mission to give people power over their money. For too long, financial systems have worked for the institutions that built them, not the people using them. Runaway interest, fine print and limited access have left many behind, feeling shut out of a system that wasn't setting them up for success.

We're building a different kind of system—in a complete money app to send, spend and save. One that's clear, flexible and puts people and businesses in control. Founded in 2019, we serve customers and businesses across Saudi Arabia, the United Arab Emirates and Kuwait. Millions of customers and 65,000 global brands, government services and small businesses rely on us today.

What began as a better way to pay at checkout has grown into a financial system working the way it should have all along.

About the role

As a Risk Analyst at Tabby, you’ll play a key role in shaping and executing credit and fraud risk strategies across our BNPL products. You’ll work with large datasets to identify trends, monitor portfolio performance, and support decision-making that balances growth and risk. This is a hands‑on, cross‑functional role where you’ll collaborate with data, product, finance, and commercial teams to ensure healthy portfolio metrics across multiple markets.