Product Manager

GoCardless Ltd; Lisboa; On-site; EUR 46,000 - 70,000; Full time

Benefits offered by this job

Wellbeing

Work away scheme

Adaptive working

Parental leave

Learning budget

Time off

Job summary

GoCardless Ltd. in Lisbon is seeking a Merchant Risk Monitoring professional to join the Merchant Operations Group on a fixed-term contract for 12 months.

You will collaborate with engineers to strengthen controls while ensuring a positive customer experience and scale capabilities across teams. The role offers a base salary range of €46,400 to €69,600 yearly gross, with compensation determined by level, location and market data.

Job description

About Us

GoCardless, a Mollie company, is a global leader in bank payments. Over 100,000 businesses, from start-ups to household names, use GoCardless to collect, manage and send bank payments through Direct Debit, real-time payments and open banking. With US$130bn+ processed annually across 30+ countries, we handle recurring and one-off payments without the chasing, stress, or expensive fees. Our end-to-end payment platform also features AI-powered solutions to improve payment success and reduce fraud, alongside connections to over 350 platforms businesses use everyday.

We are headquartered in the UK, with teams and operations spanning North America, Europe and Asia-Pacific. For more information, please visit www.gocardless.com and follow us on LinkedIn @GoCardless.

Mollie is the leading payments and financial services partner for business, rooted in Europe, with global reach.

The role

This role sits within the Merchant Risk Monitoring team in our Merchant Operations Group. The team is responsible for the core systems that manage our in-life merchant risk management. These systems ensure that we meet our compliance obligations and stay within our risk appetite as a business.

In this role, you will work closely with engineers to drive product improvements that strengthen our controls whilst continuing to provide a good customer experience. You will also collaborate with teams across the organisation to ensure our capabilities scale with the needs of both customers and the business.

This is a fixed-term contract role for 12 months.

Base salary range: €46,400 - €69,600 yearly gross

Base salary ranges are based on role, job level, location, and market data. Please note that whilst we strive to offer competitive compensation, our approach is to pay between the minimum and the mid-point of the pay range until performance can be assessed in role. Offers will take into account level of experience, interview assessment, budgets and parity between you and fellow employees at GoCardless doing similar work.

What Excites You

• Delivering customer and business value: Being relentlessly focused on understanding and solving the customer problems which result in them using GoCardless as much as they can. Problem discovery and prioritisation: Taking complex and ambiguous product problems and structuring these effectively. This includes clearly defining the problem space, the impact of the problem and your prioritisation process. Data-led decision-making: Using quantitative and qualitative evidence to support your decisions and opportunity identification. Contributing to Product Strategy: Identifying key customer segments, and our approach to meeting their needs over the longer term in ways that create value for them and GoCardless Influencing and communication: Building collaborative relationships with your team, stakeholders and executives to deliver change effectively across your remit. This includes growing to become the ‘go-to’ person for your product area; translating complex, technical problems into understandable concepts; and convincing stakeholders of the best approach using structured reasoning. Leadership: Setting direction and coordinating action across a range of teams and functions Shipping stuff: Working with your team to support changes to completion, delivering consistent positive impact across your product area. Being comfortable delivering a range of projects: from MVP experiments testing a hypothesis to a new feature.

What Excites Us

• Delivery of impact: You are focused on delivering business value through experimentation and have experience of doing that.
• Exceptional problem‑solving and analytical skills: We want our Product Managers to have an outstanding ability to tackle valuable customer and business problems. At GoCardless we start by asking ‘why?’, and a data-led approach is central to how we run Product. You have a customer centric approach and are comfortable with qualitative and quantitative analysis.
• High agency: We’re after people who aren’t afraid of a challenge and will take ownership of problems they come across and help to resolve them and adapt to a constantly changing environment.
• Collaborative leaders: Product roles bring responsibility without direct authority. We’re looking for leaders who can motivate and earn the trust of stakeholders and teams with a collaborative approach.

(some of) The good stuff

• Wellbeing - stay healthy with dedicated support and medical cover
• Work away scheme - gives you the option to work away from your country of residence for up to 90 days in any 12 month period
• Adaptive Working - allows you to work flexibly, around your lifestyle
• Parental leave - to suit everyone embarking on life's great adventure
• Learning Budget - lead your own development with an annual learning budget
• Time off - generous holiday allowance, + 3 annual volunteer days, + 4 annual business-wide wellness days (‘GC Fridays’)

Life at GoCardless

We're an organisation defined by our values; We start with why before we begin any project, to ensure it’s aligned with our mission. We make it happen, working with urgency and taking personal accountability for getting things done. We act with integrity, always. We care deeply about what we do and we know it's essential that we be humble whilst we do it. Our Values form part of the GoCardless DNA, and are used to not only help us nurture and develop our culture, but to deliver impactful work that will help us to achieve our vision.

Diversity & Inclusion

As of April 2025, we had 806 employees (GeeCees) globally, with 524 based in the UK, 163 based in Latvia and 119 across our other offices.

To Ensure That We're Representative Of The World Around Us - And To Be Able To Review Relevant Benchmarks - We Ask GeeCees To Voluntarily Disclose Diversity Data. This Year, The Proportion Of GeeCees Providing Data Increased To 88% (up From 79% In 2024). With Regards To Diversity Within GoCardless, We Can See GeeCees Identifying As

Asian, Black, Mixed or Other — 25%

Neurodiverse — 9%

LGBTQIA+ — 9%

Disabled — 1%

Average age — 33

Female — 45%

Male — 55%

We’re rooting for you during your application and GoCardless aims to provide reasonable adjustments to make our recruitment process as remarkable and accessible as we can. Please speak to your Talent Partner if you need extra support.

If you want to learn more, you can read about our Employee Resource Groups and objectives here

Sustainability

We’re committed to reducing our impact on the environment, leaving a more sustainable world for future generations. Check out our sustainability action plan here.

Find out more about Life at GoCardless via Twitter, Instagram and LinkedIn.