Health Insurance Subject Matter Expert (Fully Remote)

CoverGo; Lisboa; Remote; EUR 90,000 - 130,000; Full time

Benefits offered by this job

Competitive salary

Flexible leave

Performance bonus

Stock options after 6 months

Learning and development plan

Remote work allowance

Job summary

A leading insurtech company in Lisbon is seeking a Health Insurance Subject Matter Expert to support the product team with deep insurance knowledge. The role involves translating insurance processes into clear product requirements and engaging with stakeholders to ensure market relevance. Ideal candidates have extensive experience in health insurance and strong communication skills. This position is fully remote, offering flexible leave and a competitive remuneration package, including a performance bonus and stock options.

Qualifications

• At least 12 years of experience in the insurance industry.
• Minimum 5 years of hands-on experience in health insurance.
• Deep understanding of health insurance lifecycle processes.

Responsibilities

• Support product team with health insurance expertise.
• Translate health insurance processes into product requirements.
• Conduct market research on health insurance features.

Skills

Expertise in health insurance

Strong communication skills

Cross-functional collaboration

Analytical skills

Problem-solving skills

Education

Chartered Insurance Institute (CII) Certificate in Insurance

Tools

Experience with insurance systems

Job description

Top 3 Reasons To Join Us

• Competitive Salary
• 100% Remote
• Working on the latest tech for the Insurtech Market Leader

About Us

At CoverGo, our mission is to empower all insurance companies to make insurance 100% digital and accessible to everyone.

• We are a leading global no-code insurance platform for health, life, and P&C
• We’re the winner of the Insurtech of the Year in all of Asia and other awards globally
• We work with insurance enterprise clients such as AXA, Bupa, MSIG, Dai-ichi, Bank of China Group Insurance, and many more
• We're an international, diverse team of over 120 people with 30 nationalities and team members working remotely from all over the world
• We are fully funded and backed by reputable VC funds and strategic institutional investors
• We have a global presence in Asia, EMEA and the Americas
• We’ve grown our annualized revenue by over 30x since January 2021
• We’re constantly working towards making CoverGo a workplace that you love coming to. We deeply believe that bringing together a diversity of thoughts, expressions, and perspectives is key to building the best culture for equally diverse communities all over the world

What You’ll Do

The Health Insurance Subject Matter Expert (SME) will play a critical role in shaping and building CoverGo’s health insurance product capabilities. Working closely with product, engineering and delivery teams, this role brings deep health insurance domain expertise into the product development lifecycle to ensure features are accurate, compliant, competitive, and aligned with real‑world insurance operations. This role bridges the gap between insurance operations and technology, ensuring our platform meets the needs of insurers across global markets.

• Support the product team throughout the feature development lifecycle by providing deep health insurance expertise and operational insights.
• Translate end‑to‑end health insurance processes (e.g. underwriting, policy administration, claims, renewals, billing) into clear product requirements and functional documentation.
• Conduct competitor and market research to identify feature gaps, best practices, and emerging trends in global health insurance.
• Contribute to product planning, roadmap discussions, and prioritization from a health insurance perspective.
• Participate actively in User Acceptance Testing (UAT) to validate functionality, workflows, and business logic.
• Ensure the quality, accuracy, and market relevance of health insurance features delivered on the platform.
• Work hands‑on with product and engineering teams during delivery to clarify requirements and resolve domain‑related questions.
• Engage with internal and external stakeholders, including clients, partners, and insurers, to gather feedback and validate product direction.
• Support the positioning of CoverGo’s health insurance capabilities across global insurance markets by contributing domain knowledge to sales, pre‑sales, and marketing efforts when needed.

What We Need

• Atleast 12 years of experience in the insurance industry, with strong exposure to end‑to‑end insurance operations.
• At least 5 years of hands‑on experience in health insurance.
• Experience in life and/or P&C insurance is considered a strong advantage.
• Having a Chartered Insurance Institute (CII) Certificate in Insurance is highly desirable.
• Deep understanding of the full health insurance lifecycle, including product setup, policy administration, claims, billing, renewals, and regulatory considerations.
• Proven ability to create clear, structured documentation such as process flows, requirements, and functional specifications.
• Strong verbal and written communication skills, with the ability to explain complex insurance concepts to technical and non‑technical audiences.
• Experience working cross‑functionally with product, technology, and business teams.
• Critical, forward thinker, innovator, and problem solver who thrives in a fast‑paced, product‑driven, and globally distributed environment.
• Experience working with insurance systems or digital transformation initiatives is a strong plus.
• Exposure to multiple markets or global health insurance products is an advantage.

Why You’ll Love Working Here

• Fully Remote
• Flexible Leave
• International Environment
• Competitive renumeration package
• Performance Bonus
• Stock Options after 6 months
• Company activities and events
• Learning and development plan
• Remote work allowance

CoverGo Company Video

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