Credit Risk Analyst - Funds | Risk

Natixis in Portugal; Porto; On-site; EUR 24,000 - 32,000; Full time

Benefits offered by this job

Green Transportation Budget

electric bikes

flexible Hybrid Work Policy

Honolulu Wellness Club

Prayer Room

Lactation Room

themed Villages

Job summary

Natixis in Portugal’s Credit Markets and Funds team seeks a Credit Risk Assistant Analyst to contribute to risk analyses for funds, asset managers, and private equity funds.

Under mentorship, you will prepare risk analyses, propose internal ratings, ensure policy alignment, and participate in portfolio monitoring, with a focus on deadlines and collaboration.

Qualifications

• You are pursuing a university degree, a business school, or an engineering school, with a specialization in Finance.
• You master the Microsoft Office suite (especially Excel and its advanced functions), VBA, Python.
• You know financial instruments, how they work, and the related risks.
• You have autonomy, are adaptable, proactive.
• You have good interpersonal skills, strong analytical and synthesis abilities.
• You are perfectly fluent in English.

Responsibilities

• Prepare and submit risk analyses related to credit requests or within the framework of annual reviews.
• Propose internal ratings in line with existing methodologies.
• Check the consistency of requests with existing risk policies.
• Ensure deadlines are met.
• Participate in portfolio monitoring and risk indicators surveillance.

Skills

Analytical skills

Synthesis skills

Interpersonal skills

Autonomy

Adaptability

Proactivity

Education

Finance specialization degree

Tools

Excel

VBA

Python

Job description

Natixis in Portugal is a Centre of Expertise whose mission is to transform traditional banking by developing innovative solutions for the business, operations and work culture of Groupe BPCE's worldwide.

As part of Groupe BPCE's international division, Natixis in Portugal designs and delivers solutions for its two core areas - Corporate & Investment Banking and Asset & Wealth Management - as well as transversal services that support all entities across the Group.

With more than 3,000 employees representing 46 nationalities, the teams work across Information Technology, Banking Support Activities, and Compliance, in an integrated, inclusive, and cross-functional way, supporting all business lines and platforms of the Group.

A disruptive mindset and a culture of proximity and agility identify Natixis in Portugal Team and reflect the company's mission to transform traditional banking at a global scale: a perfect match in the Portuguese dynamics and entrepreneurial ecosystem.

Job Description

You join ourCredit Markets and Funds team, which is looking for aCredit Risk Assistant
Analyst.

The team conducts Risk analyses on regulated and unregulated funds, on asset managers,
Private Equity funds, and hedge funds.
Risk analysis includes financial analysis, management analysis, a rating proposal, and
written recommendations for the bank's various credit committees.

The team also has decision-making authority within the delegated scope. In collaboration
with your mentor, your main duties will be:

• Prepare and submit risk analyses related to credit requests or within the framework of
• annual reviews;
• Propose internal ratings in line with existing methodologies;
• Check the consistency of requests with existing risk policies;
• Ensure deadlines are met;
• Participate in portfolio monitoring and risk indicators surveillance.

Qualifications

• You are pursuing a university degree, a business school, or an engineering school, with a specialization in Finance.
• You master the Microsoft Office suite (especially Excel and its advanced functions), VBA, Python.
• You know financial instruments, how they work, and the related risks.
• You have autonomy, are adaptable, proactive.
• You have good interpersonal skills, strong analytical and synthesis abilities.
• You are perfectly fluent in English.

Additional Information

• Green Transportation Budget
• electric bikes
• flexible Hybrid Work Policy
• Honolulu Wellness Club
• Prayer Room
• Lactation Room
• themed Villages

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