Structured Finance Manager (Mid-Cap)

UniCredit Polska; Warszawa; On-site; PLN 300,000 - 460,000; Full time

Benefits offered by this job

Flexible contract form

Individual Development Budget

Flexible work location (home/office)

VIP private medical care (including 1:

Dental treatment

Hospitalisation package

Psychological consultations

Multisport card 50% cost covered

Apple MacBook

Job summary

UniCredit Polska seeks a Structured Finance Manager to join our Warsaw team, shaping cross-border debt financing for Mid-Cap clients. You will prepare English credit applications, assess risk end-to-end, and negotiate terms with clients in a dynamic, international setting.

You will interact with credit committees and Group units across Europe, leveraging strong analytical skills and LMA knowledge to deliver robust financing solutions.

Qualifications

• Advanced financial analysis of projects and companies.
• Strong credit risk assessment and debt structuring.
• Advanced English for drafting credit applications and negotiations.
• Proficiency with Excel/Google Sheets for financial modeling.

Responsibilities

• Structure debt financing for Mid-Cap clients (on-balance sheet).
• Prepare credit applications in English incl. risk assessment and terms.
• Present to decision bodies including UniCredit Milan level.
• Negotiate credit docs and terms with clients (LMA standards).
• Manage client relationships with the relationship unit.
• Collaborate with Group units in an international environment.

Skills

Financial analysis

Credit risk

English proficiency

Excel/Sheets modeling

Independent prioritization

Client relations

LMA documentation

Tools

MS Office

Google Workspace

Excel

Job description

What we do?

UniCredit in Poland belongs to one of the largest financial groups in Europe, serving over 15 million Clients, including one million businesses. We are building a new banking model that combines the speed and appeal of a fintech with the strength and stability of a universal bank. We draw on 150 years of experience and the unique expertise of our teams, acting as the Group’s pan-European innovation hub.

We are creating ultra-fast and transparent banking with an “all-in-one” application and new opportunities for all Clients - individual, business, and corporate. We provide full omnichannel service thanks to a network of flagship branches in key Polish cities and our Support Center.

Our greatest value is our People - a Team of creative experts who thrive in a dynamic and innovative environment. We focus on collaboration, engagement, and achieving ambitious goals.

We are looking for a Structured Finance Manager to join us at this pivotal moment, share our vision, and help shape the future of European banking.

What you will be doing?

• Structuring debt financing (on-balance sheet) tailored to the specific needs of Mid-Cap segment clients and transaction types
• Preparing comprehensive credit applications in English, including end-to-end risk assessment and financing terms
• Presenting applications to decision-making bodies, including direct advocacy before credit committees, also at the UniCredit Group level in Milan
• Actively negotiating credit documentation (including LMA standards) and transaction terms with clients
• Jointly managing client relationships in cooperation with the relationship unit
• Collaborating with Group units within an international environment

Skills you should have

• Advanced knowledge of financial analysis (projects and companies) and the ability to derive strategic conclusions
• Strong analytical skills in credit risk assessment, debt structuring, and the analysis of financial forecasts and models
• Advanced English (written and spoken) – a mandatory requirement for drafting credit applications, establishing relationships within the UniCredit Group, and negotiating financing documentation
• Proficiency in MS Office/Google Workspace, with a particular emphasis on Excel/Google Sheets for financial modeling purposes
• High level of independence and the ability to prioritize tasks in a dynamic transactional environment
• Strong commitment to ongoing processes and high professional conduct in relations with clients and business partners
• Practical knowledge of LMA documentation standards

Nice to have

• Experience or knowledge in Renewable Energy (RES) projects or M&A transactions
• Professional certifications such as CFA, CIMA, or ACCA

What we offer

You will get an opportunity to work in an innovative, digital bank applying state of the art approaches and technologies.

Unless limited by banking regulations we offer a flexible form of contract.

You will be provided an Individual Development Budget, dedicated to enhancing your professional skills.

If your role permits, we also offer flexible work location: home/office — according to your preference.

You and your closest family will be covered with VIP-level private medical care which includes dental treatment and a hospitalisation package.

We care for our colleagues’ well being, therefore we cover psychological consultations if you ever feel you need such support.

We co-sponsor your Multisport card and cover 50% of its cost.

You will work on computer equipment that delivers the best user experience — Apple MacBook.

Our office in Warsaw offers healthy snacks throughout the day.

Our process

We keep our recruiting process simple.

Diverse teams really are the best teams.

Research shows that some candidates may hesitate to apply for a job unless they meet every requirement.

Please note that we may close a job posting early if we receive a large number of exceptional applications.

Good luck!