Structured Finance Manager (Mid-Cap)

Aion Bank; Województwo mazowieckie; On-site; PLN 100,000 - 150,000; Full time

Benefits offered by this job

Flexible work location

VIP-level private medical care

Psychological consultations

Multisport card sponsorship

Apple MacBook equipment

Healthy snacks in office

Job summary

Aion Bank seeks a Structured Finance Manager in Poland to structure debt financing for Mid-Cap clients. Responsibilities include preparing comprehensive credit applications, presenting them to decision-making bodies, and negotiating documentation. The ideal candidate should have advanced financial analysis skills, strong English proficiency, and expertise in credit risk assessment. Benefits include flexible contract options, individual development budgets, and VIP-level private medical care.

Qualifications

• Advanced knowledge of financial analysis and strategic conclusions.
• Strong analytical skills in credit risk assessment and debt structuring.
• Advanced English proficiency for drafting applications and negotiations.

Responsibilities

• Structure debt financing tailored to Mid-Cap clients.
• Prepare credit applications in English with risk assessments.
• Present applications to credit committees, advocate for clients.

Skills

Financial analysis

Credit risk assessment

Advanced English

MS Office/Google Workspace proficiency

Independence and task prioritization

LMA documentation standards knowledge

Education

Professional certifications (CFA, CIMA, ACCA)

Tools

Excel

Google Sheets

Job description

What we do?

UniCredit in Poland belongs to one of the largest financial groups in Europe, serving over 15 million Clients, including one million businesses. We are building a new banking model that combines the speed and appeal of a fintech with the strength and stability of a universal bank. We draw on 150 years of experience and the unique expertise of our teams, acting as the Group’s pan-European innovation hub.

We are creating ultra-fast and transparent banking with an “all-in-one” application and new opportunities for all Clients - individual, business, and corporate. We provide full omnichannel service thanks to a network of flagship branches in key Polish cities and our Support Center.

Our greatest value is our People - a Team of creative experts who thrive in a dynamic and innovative environment. We focus on collaboration, engagement, and achieving ambitious goals. We are looking for aStructured Finance Manager to join us at this pivotal moment, share our vision, and help shape the future of European banking.

What you will be doing?

• Structuring debt financing (on-balance sheet) tailored to the specific needs of Mid-Cap segment clients and transaction types
• Preparing comprehensive credit applications in English, including end-to-end risk assessment and financing terms
• Presenting applications to decision-making bodies, including direct advocacy before credit committees, also at the UniCredit Group level in Milan
• Actively negotiating credit documentation (including LMA standards) and transaction terms with clients
• Jointly managing client relationships in cooperation with the relationship unit
• Collaborating with Group units within an international environment

Skills you should have

• Advanced knowledge of financial analysis (projects and companies) and the ability to derive strategic conclusions
• Strong analytical skills in credit risk assessment, debt structuring, and the analysis of financial forecasts and models
• Advanced English (written and spoken) – a mandatory requirement for drafting credit applications, establishing relationships within the UniCredit Group, and negotiating financing documentation
• Proficiency in MS Office/Google Workspace, with a particular emphasis on Excel/Google Sheets for financial modeling purposes
• High level of independence and the ability to prioritize tasks in a dynamic transactional environment
• Strong commitment to ongoing processes and high professional conduct in relations with clients and business partners
• Practical knowledge of LMA documentation standards

Nice to have

• Experience or knowledge in Renewable Energy (RES) projects or M&A transactions
• Professional certifications such as CFA, CIMA, or ACCA

What we offer

You will get an opportunity to work in aninnovative, digital bank applying state of the art approaches and technologies.

Unless limited by banking regulations we offer aflexible form of contract.

You will be provided anIndividual Development Budget, dedicated to enhancing your professional skills.

If your role permits, we also offerflexible work location: home/office — according to your preference.

You and your closest family will be covered with VIP-level private medical care which includes dental treatment and ahospitalisation package.

We care for our colleagues’ well being, therefore we coverpsychological consultations if you ever feel you need such support.

We co-sponsor your Multisport card and cover50% of its cost.

You will work on computer equipment that delivers the best user experience —Apple MacBook.

Our office in Warsaw offers healthy snacks throughout the day.

Our process

We keep our recruiting process simple.

Step 1: Talk with one of our Recruiters about your to date experiences and ambitions

Step 2: Meet with your future Team Manager to deep dive on the role specifics and our work environment

Our note to you

Diverse teams really are the best teams. Research shows that some candidates may hesitate to apply for a job unless they meet every requirement. If you are excited about working with us, we encourage you to apply - even if you\'re not 100% sure. We are interested in getting to know you and learning about what you bring to the table.

Please note that we may close a job posting early if we receive a large number of exceptional applications.

Good luck!

Contact information