Senior KYC Specialist - AML Onboarding & Risk

STATE STREET CORPORATION; Kraków; On-site; PLN 61,000 - 75,000; Full time

Benefits offered by this job

Permanent contract from day one

Additional holidays (Birthday Day Off,

Gold Medical Package for employees and

Premium life insurance package and

Soft skills training and language

Volunteer days and wellbeing programs

Job summary

State Street Corporation in Kraków is seeking a KYC Operations professional to support onboarding, ongoing reviews and event-driven assessments to ensure AML policy compliance. You will collect data, perform CIP/CDD, screen against sanctions lists, and conduct EDD/PEP analyses with a 4-eyes QA process.

The role requires 3 days per week onsite and fluency in English, plus knowledge of AML/KYC regulations and industry tools. A strong emphasis on accuracy and stakeholder updates is essential.

Qualifications

• Advanced knowledge of anti-money laundering / know-your-customer regulations and processes.
• Knowledge of State Street procedures and requirements would be an advantage
• Intellectual curiosity for continuous learning around AML and KYC
• Excellent interpersonal, organizational and administrative skills
• Good communication skills, ability to provide a constructive feedback
• Good Microsoft Excel and Word skills
• Very good language skills in English
• KYC process experience for different entity types, such as Trusts, Hedge Funds, regulated entities, SPV etc. would be an advantage (2+ years)
• Experience of analysing complex ownership structures to determine risk exposure and applicable AML/KYC requirements, including jurisdictional uplifts is desirable
• Experience with Prime, World Check, Lexis-Nexis and other negative news searches would be an advantage
• Advanced knowledge on entity/transaction screening and sanction laws (for Ongoing Screening only)

Responsibilities

• Perform Know Your Customer due diligence in line with applicable AML Policies, Standards & Procedures, prior to account openings and on an on-going basis
• Create KYC profiles in the system of record
• Complete the necessary forms required to support CIP / CDD and quality assurance
• Screen client names and other parties in line with State Street Screening Standards
• Source required CDD documentation independently from various internal and external sources (regulatory websites, company websites, Banker’s Almanac, Lexis Nexis, World Check etc.) and assist team members with the same
• Cooperate closely with Front Office employees to request all other required CDD documentation from customers
• Validate CDD documentation provided by customers
• Complete Customer AML risk assessments using corporate compliance tools and methods
• Meet agreed KRI / KPI targets for KYC profile reviews, and/or agreed targets for quality assurance reviews, escalating when required
• Complete and validate enhanced due diligence on high risk customers / accounts
• Perform EDD monitoring and PEP analysis as required
• Perform 4-eyed quality assurance checks of KYC records for accuracy / completeness before verification;— within quality assurance responsibility validate that State Street AML Policies, Standards & Procedures with respect to CIP / CDD are adhered to and that KYC Specialist conclusions are clear, complete and supported by necessary documentation, information and screening results
• Attend, participate and assist in facilitating AML awareness training sessions across the team to continue to enhance the quality of deliverables
• Ensure all assigned tasks are correctly maintained on designated tracking / reporting tool
• Provide updates to stakeholders upon request
• Assist with external regulatory examinations or testing
• Follow the speak up, listen up values - including timely escalation of AML concerns, suspicious activity or any corporate policy breaches
• Notify local management of operational issues
• Support ad hoc and/ or strategic projects as required
• Maintain role-specific knowledge of the current anti-money laundering and financial crime risks and issues through completion of the annual AML Academy, and any other financial crime training deemed applicable to the role
• Note: The role requires a minimum of three days per week working from office

Skills

KYC regulations

Interpersonal skills

English proficiency

KYC experience

State Street procedures

Foreign language skills (French,German

Tools

Excel

Word

Job description

State Street Corporation in Kraków is seeking a KYC Operations professional to support onboarding, ongoing reviews and event-driven assessments to ensure AML policy compliance. You will collect data, perform CIP/CDD, screen against sanctions lists, and conduct EDD/PEP analyses with a 4-eyes QA process.

The role requires 3 days per week onsite and fluency in English, plus knowledge of AML/KYC regulations and industry tools. A strong emphasis on accuracy and stakeholder updates is essential.