Senior Credit Risk Analyst: Underwriter & Risk Strategist

Worldline; Warszawa; Vor Ort; PLN 210.000 - 330.000; Vollzeit

Benefits dieser Stelle

Private medical & life insurance

Public transportation allowance

Annual bonus

Zusammenfassung

Worldline is expanding its global credit risk team and seeking a seasoned professional to lead financial analysis, underwriting, and risk assessment for key accounts and travel & hospitality verticals. You will work across international offices, presenting to risk committees and supporting business development.

The role emphasizes deep financial discipline, collaboration with cross-functional teams, and ongoing coaching of colleagues within a FinTech atmosphere.

Qualifikationen

• At least 4 years of experience in financial analysis with corporate risk assessments.
• Deep understanding of financial statements, cash flow analysis, and accounting principles.
• Strong communication, negotiation and stakeholder management skills.
• Fluency in English.
• Master's degree in finance/accounting/business economics preferred.

Aufgaben

• Perform in-depth financial analysis (P&L, BS, CF) and underwriting/credit assessments documenting merchant business models.
• Present credit proposals to divisional and group risk committees.
• Conduct annual/periodic credit reviews and adjust risk class, limits and collateral as needed.
• Collaborate with business development and advise on the onboarding process.
• Communicate with merchants at CFO level and review legal documents for compliance.
• Enforce credit risk signing authority according to experience; mentor team members.

Kenntnisse

Financial analysis

Cashflow analysis

Stakeholder management

English fluency

Financial statements

Ausbildung

Master's degree in finance/accounting/business economics

Jobbeschreibung

Worldline is expanding its global credit risk team and seeking a seasoned professional to lead financial analysis, underwriting, and risk assessment for key accounts and travel & hospitality verticals. You will work across international offices, presenting to risk committees and supporting business development.

The role emphasizes deep financial discipline, collaboration with cross-functional teams, and ongoing coaching of colleagues within a FinTech atmosphere.