Product Manager, Global Clearing & Settlement

Paymentology; Warszawa; On-site; PLN 180,000 - 240,000; Full time

Job summary

Paymentology is seeking a Product Manager to own the Clearing & Settlement capabilities within the Issuer Processing platform. The role defines and enhances financial processing after authorization, ensuring accurate clearing, settlement, reconciliation, scheme reporting, and robust controls across global networks.

The successful candidate will collaborate with Engineering, Operations, Finance, Compliance, and Client Delivery teams, translating complex scheme requirements into actionable product

Qualifications

• Bachelor’s degree in Business Administration, Engineering, Computer Science, or a related field (or equivalent experience).
• Technical or payments-focused background strongly preferred.
• 5+ years of experience in Product Management, Payments, Issuer Processing, Financial Processing, or a related domain.
• Experience delivering clearing, settlement, reconciliation, or financial processing capabilities within card issuing, payment processing, banking, or fintech environments.
• Proven experience with card scheme clearing and settlement frameworks, and managing scheme-mandated changes.
• Collaborative experience with Engineering, Operations, Finance, and cross‑functional product teams.
• Strong understanding of issuer financial operations including interchange, scheme fees, multi‑currency settlement, funding models, and financial controls.

Responsibilities

• Own the product vision, roadmap, and backlog for Clearing & Settlement.
• Define product strategy aligned to customer needs, operational efficiency, scheme requirements, and business goals.
• Translate market, client, and scheme requirements into product requirements and delivery priorities.
• Manage product capabilities for clearing message ingestion and processing.
• Oversee presentments, reversals, adjustments, corrections, and exception handling workflows.
• Support multi-currency and multi-clearing scenarios.
• Ensure accurate scheme file processing and event generation.
• Improve automation, transparency, and controls across clearing workflows.
• Manage issuer settlement calculations and processing, supporting multi-currency settlement and scheme settlement reporting.
• Oversee accurate settlement position management, exception handling, and robust controls.

Skills

Card clearing

Settlement reporting

Requirements translation

APIs

Education

Bachelor’s degree

Tools

SQL

Data analysis

Job description

Paymentology is seeking a Product Manager to own the Clearing & Settlement capabilities within the Issuer Processing platform. The role defines and enhances financial processing after authorization, ensuring accurate clearing, settlement, reconciliation, scheme reporting, and robust controls across global networks.

The successful candidate will collaborate with Engineering, Operations, Finance, Compliance, and Client Delivery teams, translating complex scheme requirements into actionable product