Payments Architect: Remote Poland – Digital Banking & Compliance

Who is Hiring; Warszawa; Hybrid; PLN 180,000 - 290,000; Full time

Benefits offered by this job

Health insurance

Hybrid by design mode

Remote within Poland

Job summary

EPAM is seeking a Payments Architect to lead architecture design and governance for large-scale payments and digital banking initiatives in Poland. You will shape target state architectures, high-level designs, and technology strategy for complex financial services programs, ensuring PSD2 and GDPR compliance while enabling omni-channel experiences.

You will collaborate with cross-functional teams in an agile or hybrid delivery model, driving architectural decisions, governing REST API and

Qualifications

• Proven experience as a Solution or Payments Architect within large-scale digital transformation programs in financial services.
• Strong background in banking architecture design, including payment systems and digital channels.
• Expertise in RESTful API design, microservices architecture, SOA principles and eventing technologies.
• Understanding of batch integration patterns and related technologies.

Responsibilities

• Conduct As-Is architecture assessments and produce Target State Architecture definitions for payment and digital banking initiatives.
• Create high-level design documentation and provide architectural guidance for development teams across multiple workstreams.
• Design solutions leveraging REST API development, microservices-based architecture, SOA, event-driven integration and batch processing.
• Manage architectural decision tracking and ensure alignment with enterprise and regulatory standards.
• Present solution options, negotiate trade-offs and secure agreement with business and technology stakeholders.
• Ensure architectural deliverables support regulatory requirements and commercial objectives.
• Oversee the application of EPAM's best practices and reusable components in solution architecture.
• Actively collaborate with cross-functional teams in an Agile or hybrid delivery model.

Skills

Payments architecture

Architectural governance

REST API design

Microservices

SOA

Event-driven

Regulatory compliance

Stakeholder management

Job description

EPAM is seeking a Payments Architect to lead architecture design and governance for large-scale payments and digital banking initiatives in Poland. You will shape target state architectures, high-level designs, and technology strategy for complex financial services programs, ensuring PSD2 and GDPR compliance while enabling omni-channel experiences.

You will collaborate with cross-functional teams in an agile or hybrid delivery model, driving architectural decisions, governing REST API and