Payments Architect — Hybrid/Remote in Poland, Drive Digital Banking

Who is Hiring; Łódź; Hybrid; PLN 180,000 - 300,000; Full time

Benefits offered by this job

Hybrid by design

Remote work within Poland

Relocation opportunities (if needed)

Employee stock purchase plan

Health insurance

Multisport

Shopping vouchers

Referral bonuses

Job summary

EPAM is seeking a Payments Architect to join our team in Poland. You will lead architecture design and governance for large-scale payments and digital banking initiatives, ensuring regulatory compliance and innovation across PSD2, GDPR and omni-channel capabilities.

You will create target state architectures, provide high-level designs, and drive technology strategy for critical financial services programs, collaborating with cross-functional teams in an Agile or hybrid delivery model.

Qualifications

• Proven experience as a Solution or Payments Architect within large-scale digital transformation programs in financial services.
• Strong background in banking architecture design, including payment systems, digital channels and integration patterns.
• Expertise in RESTful API design, microservices architecture, SOA principles and eventing technologies.
• Understanding of batch integration patterns and related technologies.
• Experience managing and tracking architectural design decisions within complex enterprise programs.
• Ability to evaluate solution options and facilitate agreement between technical and business stakeholders.
• Strong communication, negotiation and problem-solving skills.
• Fluent English, both spoken and written.

Responsibilities

• Conduct As-Is architecture assessments and produce Target State Architecture definitions for payment and digital banking initiatives
• Create high-level design documentation and provide architectural guidance for development teams across multiple workstreams
• Design solutions leveraging key patterns and technologies such as REST API development, microservices-based architecture, SOA, event-driven integration and batch processing
• Manage architectural decision tracking and ensure alignment with enterprise and regulatory standards
• Present solution options, negotiate trade-offs and secure agreement with business and technology stakeholders
• Ensure architectural deliverables support both regulatory requirements and commercial objectives
• Oversee the application of EPAM's best practices and reusable components in solution architecture
• Actively collaborate with cross-functional teams in an Agile or hybrid delivery model

Skills

Payments architecture

REST API design

Microservices

SOA

Regulatory compliance

English proficiency

Job description

EPAM is seeking a Payments Architect to join our team in Poland. You will lead architecture design and governance for large-scale payments and digital banking initiatives, ensuring regulatory compliance and innovation across PSD2, GDPR and omni-channel capabilities.

You will create target state architectures, provide high-level designs, and drive technology strategy for critical financial services programs, collaborating with cross-functional teams in an Agile or hybrid delivery model.