Payments Architect

Who is Hiring; Kraków; Híbrido; PLN 260 000 - 320 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Hybrid work mode

Remote work within Poland

Work abroad up to 60 days

Relocation opportunities

Health insurance

Multisport

Shopping vouchers

Employee stock purchase plan

Resumo da oferta

EPAM Poland Krakow is seeking a Payments Architect to lead architecture design and governance for large-scale payments and digital banking initiatives, addressing regulatory compliance and innovation.

You will create target state architectures, produce high-level designs, and steer technology strategy across critical programs, collaborating with cross-functional teams in an Agile or hybrid delivery model.

Qualificações

• Experience as Solution or Payments Architect in large-scale digital transformations.
• Strong banking/payments architecture design experience.
• Expertise in RESTful API design and microservices.
• Understanding of batch integration patterns.
• Ability to align technical decisions with stakeholders.
• Fluent English, both written and spoken.
• Familiarity with PSD2, GDPR and related regulations is a plus.
• Experience with Agile or hybrid delivery models.

Responsabilidades

• As-Is assessments and Target State Architecture definitions for payments and digital banking.
• Create high-level design documentation and guide development teams across workstreams.
• Design solutions using REST API, microservices, SOA, event-driven integration and batch processing.
• Manage architectural decision tracking and ensure regulatory alignment.
• Present options, negotiate trade-offs with business and technology stakeholders.
• Ensure deliverables meet regulatory and commercial objectives.
• Leverage EPAM's best practices and reusable components.
• Collaborate with cross-functional teams in an Agile or hybrid delivery model.

Conhecimentos

Payments architecture

REST API design

Microservices

SOA

Regulatory compliance

Descrição da oferta de emprego

We're looking for a Payments Architect to join our team in Poland. In this role, you will lead architecture design and governance for large-scale payments and digital banking initiatives that involve regulatory compliance and innovation. Acting as a key technology leader, you will create target state architectures, produce high-level designs and drive technology strategy for critical financial services programs. This position offers an excellent opportunity to work on major digital transformation initiatives, impacting key areas such as PSD2 compliance, GDPR requirements and omni-channel capabilities to deliver better banking experiences.

Responsibilities

• Conduct As-Is architecture assessments and produce Target State Architecture definitions for payment and digital banking initiatives
• Create high-level design documentation and provide architectural guidance for development teams across multiple workstreams
• Design solutions leveraging key patterns and technologies such as REST API development, microservices-based architecture, SOA, event-driven integration and batch processing
• Manage architectural decision tracking and ensure alignment with enterprise and regulatory standards
• Present solution options, negotiate trade-offs and secure agreement with business and technology stakeholders
• Ensure architectural deliverables support both regulatory requirements and commercial objectives
• Oversee the application of EPAM's best practices and reusable components in solution architecture
• Actively collaborate with cross-functional teams in an Agile or hybrid delivery model

Requirements

• Proven experience as a Solution or Payments Architect within large-scale digital transformation programs in financial services
• Strong background in banking architecture design, including payment systems, digital channels and integration patterns
• Expertise in RESTful API design, microservices architecture, SOA principles and eventing technologies
• Understanding of batch integration patterns and related technologies
• Experience managing and tracking architectural design decisions within complex enterprise programs
• Ability to evaluate solution options and facilitate agreement between technical and business stakeholders
• Strong communication, negotiation and problem-solving skills
• Fluent English, both spoken and written
• Nice to have Familiarity with regulatory-driven projects such as PSD2, GDPR and similar regulations
• Knowledge of omni-channel banking concepts and modernization initiatives
• Background in Agile and hybrid delivery methodologies

We offer

We gather like-minded people:

• Top tech minds driving innovation in AI, cloud and digital platform modernization
• Supportive team and agile, startup-like culture
• Hybrid by design mode and opportunity to work remotely within Poland
• Chance to work abroad for up to 60 days annually
• Business-driven relocation opportunities

We provide growth opportunities

• Career development programs
• Thought leadership, mentoring, soft skills and well-being programs
• Certification (Anthropic, Gemini, GCP, Azure, AWS)
• English classes

We cover it all

• Stable pay
• Participation in the Employee Stock Purchase Plan with a 15% discount
• Benefits package (health insurance, multisport, shopping vouchers)
• Referral bonuses up to $2,000
• Offices featuring entertainment and relaxation zones, table tennis and football, free snacks, coffee and more
• Corporate, social and well-being events

Please, note: Benefits listed above are available to employees only

We are open for working with Contractors. Terms of B2B cooperation agreements are agreed individually We will reach out to selected candidates exclusively

EPAM is global leader in AI transformation engineering and integrated consulting, serving Forbes Global 2000 companies and ambitious startups. With over thirty years of expertise in custom software, product and platform engineering, we empower our clients to become AI-Native enterprises, driving measurable value from innovation and digital investments.