Credit Underwriter

Cisco; Kraków; Híbrido; PLN 264 000 - 395 000; Tempo integral

Resumo da oferta

Cisco Systems, Inc. is seeking an experienced Credit Underwriter for the EMEA region. You will set credit lines for partners and customers and underwrite financing transactions, balancing growth with Cisco's risk appetite.

In a hybrid model with office attendance twice a week, you'll collaborate with sales, operations, and finance to structure transactions and monitor credit health, ensuring strong controls while enabling Cisco's go-to-market strategy.

Qualificações

• Bachelor's degree in Finance, Economics, or Business Administration.
• 3–5 years of credit experience within the financial services sector or related industries.
• Excellent analytical, problem-solving, and decision-making skills.
• Strong communication, presentation, and interpersonal skills.
• Ability to collaborate effectively with cross-functional teams and stakeholders.
• Detail-oriented and able to work independently.

Responsabilidades

• Examine and interpret financial statements and credit metrics to produce objective, documentation-backed assessments for new and existing customers and partners.
• Assign risk ratings in strict accordance with Cisco's internal credit policy.
• Monitor aged debt and perform regular reviews of outstanding balances to identify emerging trends or credit deterioration.
• Partner with sales, operations, and finance to architect complex transaction structures that support growth while mitigating risk.

Conhecimentos

Analytical skills

Problem solving

Decision making

Communication skills

Cross-functional collaboration

Independent worker

Formação académica

Bachelor's degree in Finance, Economics, or Business Administration

Descrição da oferta de emprego

Location: Dublin, Ireland or Kraków, Poland

Hybrid model: office attendance twice a week

Meet the Team: Cisco's Global Credit Underwriting team handles the extension of credit on behalf of Cisco. We support over $60B in revenue via our Trade & Channel programs and over $7B in term leases and loans via Cisco Capital.

Your Impact: In the capacity of a Credit Underwriter for the EMEA region, you will act as a strategic business advisor who bridges the gap between commercial enablement and rigorous risk management. Your mandate includes setting credit lines for a diverse range of partners and customers while managing the underwriting of financing transactions that align with Cisco's risk appetite and balance sheet requirements. This is a high-impact position where your analytical output directly influences decision-making, requiring you to collaborate effectively across sales, operations, and finance to architect solutions that facilitate growth while maintaining a robust control environment.

Your Primary Tasks

• Examine and interpret financial statements and credit metrics to produce objective, documentation-backed assessments for new and existing customers and partners.
• Assign risk ratings in strict accordance with Cisco's internal credit policy.
• Monitor aged debt and perform regular reviews of outstanding balances to identify emerging trends or credit deterioration.
• Partner with sales, operations, and finance to architect complex transaction structures that support growth while mitigating risk.

Minimum Qualifications

• Bachelor's degree or equivalent experience in Finance, Economics, or Business Administration.
• 3 to 5 years of credit experience within the financial services sector or related industries
• Excellent analytical, problem-solving, and decision-making skills.
• Strong communication, presentation, and interpersonal skills.
• Ability to collaborate effectively with cross-functional teams and stakeholders.
• Detail-oriented and able to work independently

Preferred Qualification

• Proficiency in French, Spanish or another European language.

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