Banking IT Systems Business Analyst - Cards

4900 Accenture Sp. z o.o. Company; Warszawa; Hybrid; PLN 110,000 - 170,000; Full time

Benefits offered by this job

Private medical care

Life insurance

Employee share purchase plan

Training & development package

Coach/people lead guidance

Job summary

Accenture in Warsaw seeks a Business Analyst to support banking transformations, focusing on cards and payments. You will gather requirements, draft specifications, and work with IT and compliance teams to ensure successful delivery.

Position offers a mix of remote and on-site work in Warsaw, with opportunities for professional development and exposure to leading financial clients.

Qualifications

• Min. bachelor’s degree
• Min. 2 years of experience in Business Analyst, Systems Analyst, or Business-Systems Analyst
• Experience with card systems or card processing platforms
• Domain knowledge of cards/payments in financial services
• Understanding of card schemes and processes (authorization, clearing, settlement, chargebacks)
• Knowledge of card network rules (Visa, Mastercard, ISO8583)
• Knowledge of regulatory/compliance requirements related to cards/payments
• Knowledge of SDLC
• Ability to gather and organize business/technical requirements
• Experience in preparing detailed business/technical specs with IT, compliance, and business teams
• Strong analytical skills
• Excellent English and Polish communication skills

Responsibilities

• Prepare business and system specifications
• Support integration of banking systems
• Participate in business and system testing activities
• Cooperate with business stakeholders and IT teams throughout projects
• Conduct analyses and support SIT/UAT
• Act as subject matter expert in Cards area

Skills

Strong analytical skills

Excellent English & Polish

Business analysis

Education

Bachelor's degree

Job description

A career in Strategy & Consulting is varied and stimulating. Each project is an interesting challenge and enables contact with new clients, business issues, technologies, and people. We are looking for colleagues who are able to deliver unique and innovative solutions to our clients, while contributing to an excellent team environment we have. Our company is a place where you can work together with the most talented people in business and technology, identifying new opportunities and taking on the most difficult challenges. As a member of the Banking team, you will help financial institutions navigate transformation and drive growth by leveraging digital innovation, data, and technology. You will support clients in areas such as core banking modernization, payments, risk and compliance, and customer experience, enabling them to become more resilient, efficient, and customer‑centric in a rapidly changing environment.

THE WORK

• Preparing business and system specifications
• Supporting the integration of banking systems
• Participating in business and system testing activities
• Cooperating closely with business stakeholders and IT teams throughout the project lifecycle
• Conduct analyses, support testing (SIT/UAT)
• Act as a subject matter expert in the area of Cards

HERE’S WHAT YOU’LL NEED

• Min. bachelor’s degree
• Min. 2 years of experience in the role of Business Analyst, Systems Analyst, or Business-Systems Analyst in projects delivered for financial institutions (preferably within cards/payments area)
• Experience working with card systems or card processing platforms (issuing or acquiring)
• Domain knowledge of business areas in financial services (cards, payments, acquiring/issuing)
• Very good understanding of card schemes and processes (e.g. authorization, clearing, settlement, chargebacks)
• Knowledge of card network rules and standards (e.g. Visa, Mastercard, ISO8583)
• Knowledge of regulatory and compliance requirements related to cards and payments
• Knowledge of the Software Development Life Cycle (SDLC) process
• Ability to gather and organize business and technical requirements
• Experience in preparing detailed business and technical specifications and cooperating with IT, compliance, and business teams
• Strong analytical skills
• Excellent English and Polish communication skills (written & spoken) required

Nice to Have

• Experience working in PCI-DSS compliant environments
• Participation in PCI-DSS audits or remediation programs
• Understanding of security and compliance requirements in card acquiring ecosystems

WHAT WE OFFER

• Individual support of a People Lead and a specific path of professional development, as well as the possibility of a session with a Coach.
• A wide training package (soft, technical, and language training offer, access to the e-learning platforms, Gallup test, GenAI training, possibility of co-financing courses, and certification).
• Employee Assistance Program - legal, financial, and psychological consultations.
• Accenture employees eligible for the Employee share purchase plan automatically become eligible for quarterly dividends if they own company shares.
• Paid employee referral program.
• Private medical care and life insurance.
• Access to the WorkSmile benefits platform (possibility of using a wide range of products and services, including the Multisport card).

Working Conditions

Employment contract (umowa o pracę). Headquarter in Warsaw. The work location for this role may include a mix of working remotely, onsite at a client, or in an Accenture office—depending on specific project circumstances. With all our roles, there is some in‑person time for collaboration, learning, and building relationships with clients, peers, leaders, and communities.

What we believe

Accenture does not discriminate employment candidates on the basis of race, religion, color, gender, age, disability, national origin, political beliefs, trade union membership, ethnicity, denomination, orientation or any other basis impermissible under Polish law. All our leaders are committed to building a better, stronger and more durable company for future generations to create positive, long‑lasting change. Inclusion and diversity are fundamental to our culture and core values. Our rich diversity makes us more innovative and creative, which helps us better serve our clients and our communities. Our position as partner to many of the world’s leading businesses, organizations and governments affords us both an extraordinary opportunity and a tremendous responsibility to make a difference. Sustainability is one of our greatest responsibilities, which we embed it into everything we do and for everyone we work with.

Equal Employment Opportunity Statement

We believe that no one should be discriminated against because of their differences. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, sexual orientation, gender identity or expression, marital status, citizenship status or any other basis as protected by applicable law. Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities.

About Accenture

Accenture is a leading global professional services company that helps the world’s leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services—creating tangible value at speed and scale. We are a talent- and innovation‑led company with approximately 791,000 people serving clients in more than 120 countries. Technology is at the core of change today, and we are one of the world’s leaders in helping drive that change, with strong ecosystem relationships. We combine our strength in technology and leadership in cloud, data and AI with unmatched industry experience, functional expertise and global delivery capability. Our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Song, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients reinvent and build trusted, lasting relationships. We measure our success by the 360° value we create for our clients, each other, our shareholders, partners and communities. Visit us at www.accenture.com. Equal Employment Opportunity Statement We believe that no one should be discriminated against because of their differences.All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, sexual orientation, gender identity or expression, marital status, citizenship status or any other basis as protected by applicable law.Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities. Bring your incredible skills and join our global team of innovators. We come together from different backgrounds across the world and work with the latest technologies to create value and growth for our clients. With us, you’ll continue to learn and grow so you can advance in your career. Your personal dreams and ambitions are just as important to us; that’s why we offer support any way we can—when you thrive, we all thrive. Explore your next step at Accenture Belong. Grow. Thrive. Join a great place to work for reinventors who drive meaningful change for our clients, communities, and the world. World. Explore your next step at Accenture.