Head of Cards & Payments — Strategy, P&L & Growth

Hugo Bank; Karachi Division; Sur place; PKR 4 500 000 - 7 500 000; Plein temps

Résumé du poste

HugoBank seeks a senior leader to own the Cards and Payments domain across Retail and Merchant & Business Banking. You will define value propositions for consumer and merchant segments, lead market benchmarking, and drive a unified rail and infrastructure strategy with external partners.

You will own the product roadmap, oversee delivery with Technology and Operations, manage key vendor relationships, and ensure regulatory compliance while driving growth and profitability across the portfolio.

Qualifications

• Bachelor’s degree in Business Administration, Finance, Economics or a related field is mandatory.
• Master’s degree (MBA or equivalent) is preferred.
• At least 10 years of progressive experience in Cards, Payments, or Digital Banking, including recent 2 years in a senior or similar role owning P&L and managing cross-functional commercial management.
• Proven track record of building and scaling cards and payments portfolios.
• Experience negotiating and managing relationships with card schemes, processors, and Pakistan’s instant-payment infrastructure.

Responsabilités

• Set and own the end-to-end strategy for HugoBank’s Cards and Payments domain across Retail and Merchant & Business Banking.
• Define differentiated value propositions for consumer and merchant segments.
• Lead market benchmarking to identify whitespace and pricing opportunities specific to Pakistan.
• Own the Cards and Payments Product Roadmap spanning both segments.
• Represent HugoBank at executive level with card schemes and payment-infrastructure providers.

Connaissances

Leadership

P&L Management

Card Payments Domain

Stakeholder Management

Regulatory Compliance

Formation

Bachelor's degree in Business Administration, Finance, Economics or a related field

MBA or equivalent (Master’s degree)

Outils

Raast

1LINK

Visa/PayPak partnerships

Description du poste

HugoBank seeks a senior leader to own the Cards and Payments domain across Retail and Merchant & Business Banking. You will define value propositions for consumer and merchant segments, lead market benchmarking, and drive a unified rail and infrastructure strategy with external partners.

You will own the product roadmap, oversee delivery with Technology and Operations, manage key vendor relationships, and ensure regulatory compliance while driving growth and profitability across the portfolio.