Digital & Branchless Banking Risk Leader

Mobilink Microfinance Bank Ltd; Gadap Town; On-site; PKR 3,000,000 - 4,000,000; Full time

Job summary

A leading microfinance institution in Pakistan seeks a Unit Head for Digital & Branchless Banking Risk. The ideal candidate will be responsible for driving the bank’s risk strategy and ensuring compliance with regulations while managing emerging risks. You will lead risk reviews, mentor teams, and develop risk indicators to enhance risk culture within the organization. The position requires strong analytical, compliance, and stakeholder engagement skills, along with 6-8 years of relevant experience and appropriate educational qualifications.

Qualifications

• In-depth knowledge of risks associated with digital financial services, branchless banking, mobile banking, and fintech solutions.
• Ability to analyze and interpret risk data and produce reports for senior management.
• Strong stakeholder engagement skills and clear risk communication.

Responsibilities

• Drive the bank's risk strategy by identifying, monitoring, and mitigating emerging risks.
• Supervise risk reviews of digital banking operations to identify and develop mitigation strategies.
• Ensure compliance with digital lending guidelines and regulatory frameworks.

Skills

Risk management

Regulatory compliance

Stakeholder engagement

Analytical skills

Collaboration

Education

Bachelor’s or Master’s degree in Finance, Risk Management, or related field

Job description

A leading microfinance institution in Pakistan seeks a Unit Head for Digital & Branchless Banking Risk. The ideal candidate will be responsible for driving the bank’s risk strategy and ensuring compliance with regulations while managing emerging risks. You will lead risk reviews, mentor teams, and develop risk indicators to enhance risk culture within the organization. The position requires strong analytical, compliance, and stakeholder engagement skills, along with 6-8 years of relevant experience and appropriate educational qualifications.