Credit Risk & Relationship Support Lead

Mashreq; Karachi Division; On-site; PKR 1,800,000 - 3,000,000; Full time

Job summary

Mashreqbank in Karachi is seeking a seasoned professional to assist in financial analysis, credit risk assessment, risk rating and structuring of facilities for corporate relationships. You will work with Relationship Managers, meet clients, prepare Credit Proposals and liaise with CRM and Compliance to resolve risk and compliance queries.

The incumbent should understand Mashreqbank policies, regulatory requirements and local banking practices; strong English skills and local market knowledge

Qualifications

• Minimum 5-8 years of experience in credit/financial analysis in banking or related field.
• Degree in business / economics; postgraduate diploma / Chartered Accountancy or a similar qualification will be considered as an asset.
• Local market knowledge and sufficient knowledge of the bank's products and operating systems.
• Excellent command over verbal and written English. Arabic language skill will be an added advantage.
• Conversant with banking laws and local regulations.

Responsibilities

• Review deals, facility structures, credit products / services with Relationship Teams and provide solutions within risk policies.
• Ensure quick and quality CPs (Credit Proposals) and monitor exposures and profitability.
• Follow Lending Guidelines and Credit Policy; coordinate with Credit Control Unit.
• Identify Early Alert issues and inform Direct Supervisor promptly.
• Cover RM role when RM is unavailable and guide the team.

Skills

Credit analysis

Financial analysis

Risk assessment

Verbal & written English

Arabic language (advantage)

Inter-personal skills

Education

Degree in business/economics

Postgraduate diploma/CA (asset)

Job description

Mashreqbank in Karachi is seeking a seasoned professional to assist in financial analysis, credit risk assessment, risk rating and structuring of facilities for corporate relationships. You will work with Relationship Managers, meet clients, prepare Credit Proposals and liaise with CRM and Compliance to resolve risk and compliance queries.

The incumbent should understand Mashreqbank policies, regulatory requirements and local banking practices; strong English skills and local market knowledge