Cash Officer-Multan Region

HBL; Multan; On-site; PKR 391,000 - 614,000; Full time

Job summary

HBL is seeking a Cash Officer at its Multan branch to ensure error-free execution of cash transactions and adherence to SOPs. The role involves safeguarding cash, reconciling balances, and reporting to Branch Ops Manager with a focus on risk control and audit readiness.

Fresh graduates may apply. Graduation in any discipline is acceptable, and the position requires strong communication skills and attention to detail in a busy banking environment.

Qualifications

• Graduation in any discipline.
• Fresh Graduates can apply.

Responsibilities

• Error free execution of customer/branch transactions as per SOPs.
• Implement processes per SOPs and KPIs to ensure adherence and satisfactory branch performance.
• Monitor branch operational reports to mitigate risk and assist audit ratings.
• Safeguard cash vault, stationery and ATM during transactions to reduce risk.
• Report suspicious transactions to Branch Ops Manager for timely escalation.
• Ensure charges are recovered as per SOBC to avoid losses.
• Maintain cash-related MIS and reporting for regulatory bodies (SBP) and management.
• Balance cash and vault per SBP policy; reconcile across currencies to avoid discrepancies.

Skills

Interpersonal skills

Written and verbal communication

Education

Graduation

Job description

• Error free execution of all customer/branch based financial (cash receipt and payments) and all other non-financial transactions as per delegated authority and SOPs, to ensure accurate processing and optimum level of customer satisfaction.

Control and Compliance

• Implement all processes as per bank’s Standard Operating Procedures and agreed KPIs in order to ensure adherence to the policies and maintain branch performance.
• Check and monitor the assigned branch operational reports to mitigate operational risk and help with the branch in attaining satisfactory audit rating

Branch Security

• Safeguard the cash vault, stationery and ATM, while processing transactions, in order to maintain security and reduce the banks exposure to undue risk.
• Report suspicious transactions to the Branch Operations Manager or Manager Teller as and when required, to ensure further escalation to compliance in a timely manner.
• Ensure all charges are recovered as per Schedule Of Bank Charges (SOBC) from customers to avoid any financial loss.

Reporting

• Maintain all cash related MIS / Cash Transactions Reporting on a timely basis as per defined policies, for facilitating reporting to the regulatory bodies (SBP) and senior management

Operational Execution

• Maintain cash in hand and Vault in accordance with State bank’s clean note policy and assigned cash-in-safe limits, to avoid regulatory penalties / payment of excess premium and to attain satisfactory audit ratings
• Ensure cash balancing are reconciled with cash on hand GL in all currencies to mitigate cash differences.
  

Qualifications

• Graduation in any discipline.
• Fresh Graduates can apply

Skill set required:

• Cash Officer’s position requires good interpersonal skills & sufficient ability to communicate both via spoken as well as written matter.

Job Info

• Job Identification 1200
• Posting Date 01/12/2023, 04:52 PM
• Degree Level Graduation
• Job Schedule Full time
• Locations RHQ - 1st floor HB Building , Multan, Punjab, PK RHQ - 14-A, Gulzar-e-Sadiq, Model Town A, Bahawalpur, Punjab, PK