Cash Officer-Hyderabad Region

HBL; حیدرآباد; On-site; PKR 279,000 - 502,000; Full time

Job summary

HBL is seeking a Cash Officer to ensure error-free processing of cash and non-financial transactions, adhering to SOPs and KPI targets. The role focuses on safeguarding cash, reporting, and compliance to achieve strong audit results.

Candidates with graduation and fresh graduates are encouraged to apply. The position requires solid interpersonal and communication skills to interact with customers and colleagues effectively.

Qualifications

• Graduation in any discipline.
• Fresh Graduates can apply.

Responsibilities

• Error free execution of customer/branch financial transactions as per delegated authority and SOPs.
• Implement processes per SOPs and KPIs to ensure adherence and branch performance.
• Check and monitor branch operational reports to mitigate operational risk and aid audit rating.
• Safeguard cash vault, stationery and ATM during transactions to maintain security.
• Report suspicious transactions to Branch Operations Manager or Manager Teller for escalation.
• Ensure charges are recovered as per Schedule Of Bank Charges (SOBC).
• Maintain cash MIS / Cash Transactions Reporting for regulators (SBP) and senior management.
• Maintain cash in hand and Vault per State bank's clean note policy and cash-in-safe limits to avoid penalties and attain audit ratings.
• Ensure cash balancing reconciled with cash on hand GL in all currencies to mitigate cash differences.

Skills

Interpersonal skills

Communication skills

Education

Graduation

Job description

• Error free execution of all customer/branch based financial (cash receipt and payments) and all other non-financial transactions as per delegated authority and SOPs, to ensure accurate processing and optimum level of customer satisfaction.

Control and Compliance

• Implement all processes as per bank’s Standard Operating Procedures and agreed KPIs in order to ensure adherence to the policies and maintain branch performance.
• Check and monitor the assigned branch operational reports to mitigate operational risk and help with the branch in attaining satisfactory audit rating

Branch Security

• Safeguard the cash vault, stationery and ATM, while processing transactions, in order to maintain security and reduce the banks exposure to undue risk.
• Report suspicious transactions to the Branch Operations Manager or Manager Teller as and when required, to ensure further escalation to compliance in a timely manner.
• Ensure all charges are recovered as per Schedule Of Bank Charges (SOBC) from customers to avoid any financial loss.

Reporting

• Maintain all cash related MIS / Cash Transactions Reporting on a timely basis as per defined policies, for facilitating reporting to the regulatory bodies (SBP) and senior management

Operational Execution

• Maintain cash in hand and Vault in accordance with State bank’s clean note policy and assigned cash-in-safe limits, to avoid regulatory penalties / payment of excess premium and to attain satisfactory audit ratings
• Ensure cash balancing are reconciled with cash on hand GL in all currencies to mitigate cash differences.
  

Qualifications

• Graduation in any discipline.
• Fresh Graduates can apply

Skill set required:

• Cash Officer’s position requires good interpersonal skills & sufficient ability to communicate both via spoken as well as written matter.

Job Info

• Job Identification 1181
• Posting Date 01/12/2023, 04:54 PM
• Degree Level Graduation
• Job Schedule Full time
• Locations RHQ - A/80, Unit # 3, Latifabad, Hyderabad, Sindh, PK RHQ - Military Road , Sukkur, Sindh, PK