Cash Officer-Mardan Region

HBL; Mardan; On-site; PKR 400,000 - 600,000; Full time

Job summary

HBL is seeking a Cash Officer to handle customer and branch financial transactions in a main branch. You will strictly follow SOPs, ensure accuracy, and work toward optimal customer satisfaction while maintaining cash and vault security.

The role requires fresh graduates or candidates with basic finance knowledge, strong interpersonal and communication skills, and vigilance in cash handling and reporting.

Qualifications

• Graduation in any discipline.
• Fresh Graduates can apply.
• Cash Officer position requires good interpersonal and communication skills.

Responsibilities

• Error-free execution of all customer/branch financial transactions per SOPs.
• Implement processes per SOPs and KPIs to ensure adherence and branch performance.
• Monitor branch operational reports to mitigate risk and aid audit ratings.
• Safeguard cash vault, stationery and ATM during transactions.
• Maintain cash in hand and vault balances according to SBP policy.

Skills

Interpersonal skills

Communication skills

Education

Graduation in any discipline

Job description

• Error free execution of all customer/branch based financial (cash receipt and payments) and all other non-financial transactions as per delegated authority and SOPs, to ensure accurate processing and optimum level of customer satisfaction.

Control and Compliance

• Implement all processes as per bank’s Standard Operating Procedures and agreed KPIs in order to ensure adherence to the policies and maintain branch performance.
• Check and monitor the assigned branch operational reports to mitigate operational risk and help with the branch in attaining satisfactory audit rating

Branch Security

• Safeguard the cash vault, stationery and ATM, while processing transactions, in order to maintain security and reduce the banks exposure to undue risk.
• Report suspicious transactions to the Branch Operations Manager or Manager Teller as and when required, to ensure further escalation to compliance in a timely manner.
• Ensure all charges are recovered as per Schedule Of Bank Charges (SOBC) from customers to avoid any financial loss.

Reporting

• Maintain all cash related MIS / Cash Transactions Reporting on a timely basis as per defined policies, for facilitating reporting to the regulatory bodies (SBP) and senior management

Operational Execution

• Maintain cash in hand and Vault in accordance with State bank’s clean note policy and assigned cash-in-safe limits, to avoid regulatory penalties / payment of excess premium and to attain satisfactory audit ratings
• Ensure cash balancing are reconciled with cash on hand GL in all currencies to mitigate cash differences.
  

Qualifications

• Graduation in any discipline.
• Fresh Graduates can apply

Skill set required:

• Cash Officer’s position requires good interpersonal skills & sufficient ability to communicate both via spoken as well as written matter.

Job Info

• Job Identification 1192
• Posting Date 01/12/2023, 01:40 PM
• Degree Level Graduation
• Job Schedule Full time