Cash officer-Karachi Region

HBL; Karachi Division; On-site; PKR 446,000 - 725,000; Full time

Job summary

HBL is seeking a Cash Officer at our Karachi branch to manage daily cash transactions, safeguard cash vault and ATM, and ensure adherence to SOPs. Fresh graduates are welcome to apply, with emphasis on strong interpersonal and communication skills to serve customers effectively.

The role requires accuracy in cash handling, reporting, and compliance with banking policies; prior experience is a plus but not mandatory.

Qualifications

• Graduation in any discipline.
• Fresh Graduates can apply.
• Cash Officer position requires good interpersonal skills and the ability to communicate effectively in speech and writing.

Responsibilities

• Error-free execution of cash receipt and payments per SOPs.
• Implement processes per SOPs to ensure adherence and branch performance.
• Safeguard cash vault, stationery and ATM to maintain security.
• Report suspicious transactions promptly to escalate to compliance.
• Maintain cash-related MIS and reporting to SBP and senior management.
• Balance cash in hand and vault per SBP policies to avoid penalties.

Skills

Interpersonal skills

Communication skills

Education

Graduation

Job description

• Error free execution of all customer/branch based financial (cash receipt and payments) and all other non-financial transactions as per delegated authority and SOPs, to ensure accurate processing and optimum level of customer satisfaction.

Control and Compliance

• Implement all processes as per bank's Standard Operating Procedures and agreed KPIs in order to ensure adherence to the policies and maintain branch performance.
• Check and monitor the assigned branch operational reports to mitigate operational risk and help with the branch in attaining satisfactory audit rating

Branch Security

• Safeguard the cash vault, stationery and ATM, while processing transactions, in order to maintain security and reduce the banks exposure to undue risk.
• Report suspicious transactions to the Branch Operations Manager or Manager Teller as and when required, to ensure further escalation to compliance in a timely manner.
• Ensure all charges are recovered as per Schedule Of Bank Charges (SOBC) from customers to avoid any financial loss.

Reporting

• Maintain all cash related MIS / Cash Transactions Reporting on a timely basis as per defined policies, for facilitating reporting to the regulatory bodies (SBP) and senior management

Operational Execution

• Maintain cash in hand and Vault in accordance with State bank's clean note policy and assigned cash-in-safe limits, to avoid regulatory penalties / payment of excess premium and to attain satisfactory audit ratings
• Ensure cash balancing are reconciled with cash on hand GL in all currencies to mitigate cash differences.
  

Qualifications

• Graduation in any discipline.
• Fresh Graduates can apply

Skill set required:

• Cash Officer's position requires good interpersonal skills & sufficient ability to communicate both via spoken as well as written matter.

Job Info

• Job Identification 1174
• Posting Date 01/12/2023, 04:54 PM
• Degree Level Graduation
• Locations RHQ - Dawood Centre, M.T. Khan Road, Karachi, Sindh, PK