Cash officer- Baluchistan Region

HBL People; Pakistan; On-site; PKR 446,000 - 670,000; Full time

Job summary

HBL People is seeking a diligent Cash Officer to handle cash receipts and payments, ensuring error-free execution per SOPs and delegated authority. The role requires maintaining vault integrity and safeguarding cash, with timely reporting to branch management and SBP regulators.

The candidate should be a fresh graduate from any discipline, with strong interpersonal and written communication skills, capable of interacting with customers and colleagues to ensure smooth financial operations at the

Qualifications

• Fresh graduates welcome
• Graduation in any discipline is acceptable

Responsibilities

• Execute cash receipt and payment transactions accurately per SOPs and delegated authority
• Maintain cash in hand and vault in line with State Bank policy and branch limits
• Safeguard cash, stationery and ATM; report suspicious transactions promptly
• Prepare and maintain cash-related MIS and reporting for SBP and management
• Balance cash in all currencies and reconcile with GL to minimize discrepancies

Skills

Interpersonal skills

Communication

Education

Graduation in any discipline

Job description

• Error free execution of all customer/branch based financial (cash receipt and payments) and all other non-financial transactions as per delegated authority and SOPs, to ensure accurate processing and optimum level of customer satisfaction.

Control and Compliance

• Implement all processes as per bank’s Standard Operating Procedures and agreed KPIs in order to ensure adherence to the policies and maintain branch performance.
• Check and monitor the assigned branch operational reports to mitigate operational risk and help with the branch in attaining satisfactory audit rating

Branch Security

• Safeguard the cash vault, stationery and ATM, while processing transactions, in order to maintain security and reduce the banks exposure to undue risk.
• Report suspicious transactions to the Branch Operations Manager or Manager Teller as and when required, to ensure further escalation to compliance in a timely manner.
• Ensure all charges are recovered as per Schedule Of Bank Charges (SOBC) from customers to avoid any financial loss.

Reporting

• Maintain all cash related MIS / Cash Transactions Reporting on a timely basis as per defined policies, for facilitating reporting to the regulatory bodies (SBP) and senior management

Operational Execution

• Maintain cash in hand and Vault in accordance with State bank’s clean note policy and assigned cash-in-safe limits, to avoid regulatory penalties / payment of excess premium and to attain satisfactory audit ratings
• Ensure cash balancing are reconciled with cash on hand GL in all currencies to mitigate cash differences.
  

Qualifications

• Graduation in any discipline.
• Fresh Graduates can apply

Skill set required:

• Cash Officer’s position requires good interpersonal skills & sufficient ability to communicate both via spoken as well as written matter.

Job Info

• Job Identification 1201
• Posting Date 01/12/2023, 04:51 PM
• Degree Level Graduation
• Job Schedule Full time