Cash Officer- AJK Region

HBL; Mirpur Tehsil; On-site; PKR 335,000 - 614,000; Full time

Job summary

HBL in Mirpur invites fresh graduates for a Cash Officer role focused on error-free execution of cash receipts/payments and adherence to SOPs.

The role requires strong interpersonal and written communication skills, attention to security, and precise balancing of cash and vault operations, with reporting to branch management.

We offer training, exposure to regulatory reporting (SBP), and a pathway to develop operations and risk management skills.

Qualifications

• Graduation in any discipline is required.
• Fresh graduates can apply.
• Strong communication and interpersonal skills required.

Responsibilities

• Handle cash receipts and payments with accuracy per SOPs.
• Monitor branch reports to mitigate risk and aid audits.
• Maintain cash in hand and vault in line with SBP policies.
• Report suspicious or irregular transactions to management.

Skills

Interpersonal skills

Written communication

Communication skills

Education

Graduation in any discipline

Job description

• Error free execution of all customer/branch based financial (cash receipt and payments) and all other non-financial transactions as per delegated authority and SOPs, to ensure accurate processing and optimum level of customer satisfaction.

Control and Compliance

• Implement all processes as per bank’s Standard Operating Procedures and agreed KPIs in order to ensure adherence to the policies and maintain branch performance.
• Check and monitor the assigned branch operational reports to mitigate operational risk and help with the branch in attaining satisfactory audit rating

Branch Security

• Safeguard the cash vault, stationery and ATM, while processing transactions, in order to maintain security and reduce the banks exposure to undue risk.
• Report suspicious transactions to the Branch Operations Manager or Manager Teller as and when required, to ensure further escalation to compliance in a timely manner.
• Ensure all charges are recovered as per Schedule Of Bank Charges (SOBC) from customers to avoid any financial loss.

Reporting

• Maintain all cash related MIS / Cash Transactions Reporting on a timely basis as per defined policies, for facilitating reporting to the regulatory bodies (SBP) and senior management

Operational Execution

• Maintain cash in hand and Vault in accordance with State bank’s clean note policy and assigned cash-in-safe limits, to avoid regulatory penalties / payment of excess premium and to attain satisfactory audit ratings
• Ensure cash balancing are reconciled with cash on hand GL in all currencies to mitigate cash differences.
  

Qualifications

• Graduation in any discipline.
• Fresh Graduates can apply

Skill set required:

• Cash Officer’s position requires good interpersonal skills & sufficient ability to communicate both via spoken as well as written matter.

Job Info

• Job Identification 1183
• Posting Date 01/12/2023, 12:45 PM
• Degree Level Graduation
• Job Schedule Full time
• Locations RHQ - Bank Square Nangi, Mirpur, Azad Jammu and Kashmir, PK RHQ - Bank Square Chatter , Muzaffarabad, Azad Jammu and Kashmir, PK