Branch Manager

Mobilink Microfinance Bank Ltd; Jhelum; On-site; PKR 1,800,000 - 2,400,000; Full time

Job summary

Mobilink Microfinance Bank Ltd is seeking a Branch Manager to lead daily branch operations and drive loan and deposit growth within budget. You will ensure service quality, manage staff, and maintain branch discipline to support self-funding goals.

The role requires a university degree in marketing or commerce, an MBA preferred, and at least 5 years of relevant experience. You will be responsible for credit decisions, audits, and safeguarding the bank's reputation while delivering value to

Qualifications

• Bachelor’s degree in marketing or commerce; MBA preferable.
• Minimum of 5 years of relevant work experience.

Responsibilities

• Create environment and team spirit for achieving financial and service level objectives.
• Plan branch functions with focus on loan and deposit acquisition within budget.
• Achieve self-funding status by balancing loans and deposits and act as a revenue center.
• Ensure economy in expenses and maintain frugality in microfinance operations.
• Act as credit officer and arrange loan approvals.
• Manage branch operations and administrative functions.
• Ensure timely opening and closing of branch hours.
• Organize procedures for smooth opening/closing with clearly assigned responsibilities.
• Coordinate branch flow to optimally deploy resources and conduct capacity planning.
• Oversee collection and recovery to limit delinquencies and losses.
• Ensure accurate execution of financial transactions and integrity of processes.
• Manage cash to meet daily requirements and prevent idle cash.
• Arrange training for branch staff and develop leadership potential.
• Prepare branch for internal/external/SBP audits on demand.
• Take responsibility for the bank’s reputation and financial reconciliation.

Skills

Leadership

Branch management

Team management

Budgeting

Financial acumen

Education

Bachelor’s degree in marketing or commerce

MBA (preferable)

Job description

• A Branch Manager is responsible for achieving financial and service objectives by leading and planning branch functions, focusing on loan and deposit acquisition within budget constraints. They ensure the branch operates efficiently, maintaining a balance between loans and deposits to achieve self-funding status. The role involves overseeing all operational and administrative functions, ensuring timely service delivery, and organizing procedures for smooth branch operations. Additionally, they m
• What Branch Manager - MMBL does?
  • Create environment and team spirit for achieving financial and service level objectives. Plan the branch functions with focus on acquisition of loans and deposits and operate within the assigned budget.
  • Achieve self-funding status of the branch by gradually creating a balance between loans and deposits and take full responsibility of the branch as a revenue center.
  • Take full measures to ensure economy in expense and set standards of frugality to meet the dynamics of microfinance business.
  • Act as a credit officer and arrange approval of loans.
  • Responsible for the functioning of branch in all aspects including operational and administrative functions.
  • Ensure timely opening of the branch and resumption of service by 9.00 AM as laid down in the branch time schedule and close at the specified timings.
  • Organize a procedure for smooth opening and closing of branch with full assignment of responsibilities.
  • Organize work and branch flow in a manner that every resource is productively deployed and gives his best to achieve the requisite standards. Carry out regular capacity planning to identify the resource needs and request the hub for requirements in all functional areas.
  • Organize the collection and recovery process with a view to retain the delinquencies and losses within the specified limits of the assigned goals.
  • Ensure the execution of financial/ functional transactions with utmost efficiency and retaining the integrity of the process.
  • Undertake planning and execution of cash so as to ensure its optimum availability to meet the day’s requirement and avoiding inactive/ non- productive cash holding.
  • Arrange training for the branch staff and build their professional and leadership potential.
  • Undertake self-assessment on regular basis and prepare the branch for internal / external / SBP audits at any time.
  • Take full responsibility of bank’s reputation in all functional areas, particularly the integrity of the system and financial reconciliation.
• What are we looking for and what does it require to be Branch Manager - MMBL?
  • Hold a Bachelor’s degree in marketing or commerce from a reputable Institution. MBA will be preferable (Subject to approval).
  • Have a minimum of 5 years of relevant work experience.

About MMBL:

Mobilink Microfinance Bank Ltd. is providing banking services to over 48 million registered users including 20+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 114 branches and 270,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion.MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.

Why Join MMBL ?

This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.