Branch Manager

Mobilink Microfinance Bank Ltd; Gujranwala Division; On-site; PKR 1,200,000 - 1,800,000; Full time

Job summary

Mobilink Microfinance Bank Ltd is seeking a Branch Manager to achieve financial objectives and lead the branch efficiently in Gujranwala Division, Punjab, Pakistan. As a Branch Manager, you will focus on loan acquisition and operational excellence, ensuring the branch operates within budget and achieves self-funding status.

The ideal candidate will possess a bachelor’s degree in marketing or commerce and at least 5 years of relevant experience. Responsibilities include overseeing branch operations, ensuring timely service, and organizing procedures for smooth functioning of the branch.

Qualifications

• Minimum of 5 years of relevant work experience.
• Ability to manage branch functions and ensure operational efficiency.

Responsibilities

• Achieve financial and service objectives by leading branch functions.
• Oversee operational and administrative functions of the branch.
• Ensure timely service delivery and branch opening as per schedule.
• Organize collection and recovery processes to manage delinquencies.
• Train branch staff and enhance their professional potential.

Skills

Financial management

Loan acquisition

Operational efficiency

Team leadership

Budget management

Education

Bachelor's degree in marketing or commerce

MBA (preferred)

Job description

A Branch Manager is responsible for achieving financial and service objectives by leading and planning branch functions, focusing on loan and deposit acquisition within budget constraints. They ensure the branch operates efficiently, maintaining a balance between loans and deposits to achieve self-funding status. The role involves overseeing all operational and administrative functions, ensuring timely service delivery, and organizing procedures for smooth branch operations.

What Branch Manager - MMBL does?

• Create environment and team spirit for achieving financial and service level objectives. Plan the branch functions with focus on acquisition of loans and deposits and operate within the assigned budget.
• Achieve self-funding status of the branch by gradually creating a balance between loans and deposits and take full responsibility of the branch as a revenue center.
• Take full measures to ensure economy in expense and set standards of frugality to meet the dynamics of microfinance business.
• Act as a credit officer and arrange approval of loans.
• Responsible for the functioning of branch in all aspects including operational and administrative functions.
• Ensure timely opening of the branch and resumption of service by 9.00 AM as laid down in the branch time schedule and close at the specified timings.
• Organize a procedure for smooth opening and closing of branch with full assignment of responsibilities.
• Organize work and branch flow in a manner that every resource is productively deployed and gives his best to achieve the requisite standards. Carry out regular capacity planning to identify the resource needs and request the hub for requirements in all functional areas.
• Organize the collection and recovery process with a view to retain the delinquencies and losses within the specified limits of the assigned goals.
• Ensure the execution of financial/ functional transactions with utmost efficiency and retaining the integrity of the process.
• Undertake planning and execution of cash so as to ensure its optimum availability to meet the day’s requirement and avoiding inactive/ non-productive cash holding.
• Arrange training for the branch staff and build their professional and leadership potential.
• Undertake self-assessment on regular basis and prepare the branch for internal / external / SBP audits at any time.
• Take full responsibility of bank’s reputation in all functional areas, particularly the integrity of the system and financial reconciliation.

What are we looking for and what does it require to be Branch Manager - MMBL?

• Hold a Bachelor’s degree in marketing or commerce from a reputable Institution. MBA will be preferable (Subject to approval).
• Have a minimum of 5 years of relevant work experience.