Assistant Manager - Credit Administration Unit

Mobilink Microfinance Bank Limited; Pakistan; On-site; PKR 900,000 - 1,500,000; Full time

Job summary

Mobilink Microfinance Bank Ltd. seeks an Assistant Manager - Credit Administration Unit to manage collateral documents tied to borrower facilities, with emphasis on vehicle finance, safe-keeping, and post-disbursement activities.

The role focuses on compliance with bank policies and efficient handling of security papers. The position requires analytical thinking, planning, and teamwork, along with strong MS Office skills.

Qualifications

• Understanding the collateral documents against credit facilities availed by borrower from MMBL.
• Understanding of Vehicle Finance.
• Experience of collection, safe keeping & handling of collateral.
• Ensure collection & safe keeping of Loan Security documents like Charge Documents, Legal Documents, Title Deeds of property & insurance documents etc. in line with Bank’s policies & manuals
• Handling the registration of vehicle documents (Registration Book, Smart Card, Sale Certificate, Purchase invoice, ETO Registration Slip etc.).
• Release of loan security documents upon complete & final adjustment of Loans to branches.
• Assist in post disbursement CBCs and raise early warning signs to trigger prompt interventions. Assist in conducting the Inspection, Audits and other assignments as required.
• Propose & implement the finalized ideas for automation and digitizing the functional requirements to increase efficiency.
• Timely Reporting of pending collateral documents to branches.
• Any other tasks assign from Line Manager and Head of Department.

Responsibilities

• Manage collateral documents linked to borrower facilities.
• Oversee vehicle finance collateral and registration papers.
• Safekeeping and collection of loan security documents per policy.
• Support post-disbursement CBCs and flag risks.
• Coordinate inspections, audits and related tasks.
• Drive automation ideas to improve efficiency.
• Ensure timely reporting of pending collateral to branches.
• Perform other duties as assigned.

Skills

Collateral administration

Vehicle finance knowledge

Analytical skills

Planning & teamwork

Presentation skills

Education

Bachelor’s degree in commerce, Business Administration or Economics

Tools

MS Office (Excel & Word)

Job description

Assistant Manager - Credit Administration Unit

• What is Assistant Manager - Credit Administration Unit - MMBL?
  • Assistant Manager - Credit Administration Unit
• What Assistant Manager - Credit Administration Unit - MMBL does?
  • Understanding the collateral documents against credit facilities availed by borrower from MMBL.
  • Understanding of Vehicle Finance
  • Experience of collection, safe keeping & handling of post disbursement documents.
  • Ensure collection & safe keeping of Loan Security documents like Charge Documents, Legal Documents, in line with Bank’s policies & manuals
  • Handling the registration of vehicle documents (Registration Book, Smart Card, Sale Certificate, Purchase invoice, ETO Registration Slip etc.).
  • Release of loan security documents upon complete & final adjustment of Loans to branches.
  • Assist in post disbursement CBCs and raise early warning signs to trigger prompt interventions. Assist in conducting the Inspection, Audits and other assignments as required.
  • Propose & implement the finalized ideas for automation and digitizing the functional requirements to increase efficiency.
  • Timely Reporting of pending collateral documents to branches.
  • Any other tasks assign from Line Manager and Head of Department.
• What are we looking for and what does it require to be Assistant Manager - Credit Administration Unit - MMBL?
  • Understanding the collateral documents against credit facilities availed by borrower from MMBL.
  • Understanding of Vehicle Finance
  • Experience of collection, safe keeping & handling of collateral.
  • Ensure collection & safe keeping of Loan Security documents like Charge Documents, Legal Documents, Title Deeds of property & insurance documents etc. in line with Bank’s policies & manuals
  • Handling the registration of vehicle documents (Registration Book, Smart Card, Sale Certificate, Purchase invoice, ETO Registration Slip etc.).
  • Release of loan security documents upon complete & final adjustment of Loans to branches.
  • Assist in post disbursement CBCs and raise early warning signs to trigger prompt interventions. Assist in conducting the Inspection, Audits and other assignments as required.
  • Propose & implement the finalized ideas for automation and digitizing the functional requirements to increase efficiency.
  • Timely Reporting of pending collateral documents to branches.
  • Any other tasks assign from Line Manager and Head of Department.
  • Hold at least bachelor’s degree in commerce, Business Administration or Economics.
  • Understanding of Credit/collateral Administration
  • Good analytical research and documentation review skills
  • Good planning and team playing skills
  • Efficient in MS Office skills (Emphasis on Excel & Word)
  • Excellent presentation skills. Propose & implement the finalized ideas for automation and digitizing the functional requirements to increase efficiency.

Job Locations:

• Head Office

About MMBL:

Mobilink Microfinance Bank Ltd. is providing banking services to over 48 million registered users including 20+ million monthly active customers across Pakistan. With a hybrid model that combines traditional microfinance with mobile/digital banking technologies, the bank now operates with over 114 branches and 270,000 branchless banking agents and provides a USSD (GSM) based digital channel offering savings, micro enterprise (MSME) loans, small housing loans, remittances, collection (utility bills and loan installments), mobile wallets, insurance, G2P, B2B & B2P payments; thus, playing a leading role in the promotion of financial inclusion.MMBL is committed to fostering a positive and productive workplace, and our core values reflect this focus. These values include promoting innovation and entrepreneurship, encouraging teamwork and collaboration, and prioritizing a customer-centric approach in all aspects of our business.

Why Join MMBL ?

This is an opportunity for someone who is passionate about making a difference and playing a key role in driving transformative change. Our team is committed to empowering millions with the tools necessary to succeed in the digital age, and we're looking for a talented individual to join us in this endeavor.