AVP Credit Manager – SME & Commercial Risk Leader

Recruit AI; Dera Ghazi Khan; On-site; PKR 600,000 - 900,000; Full time

Job summary

National Bank of Pakistan invites applications for the position of Credit Manager (AVP) in Dera Ghazi Khan. The role reports to Regional Executive Credit - Credit Risk Management Division and seeks experienced professionals in SME, Commercial and agri credit analysis.

The bank emphasizes qualifications including graduation or higher, preference for Masters in finance/economics or ACCA, and at least six years of relevant banking experience.

Qualifications

• Minimum graduation or equivalent from a local or international university / college / institute recognized by the HEC of Pakistan.
• Candidate having Masters degree in finance, economics or ACCA qualifications will be preferred.
• Minimum 6 years of experience in Commercial and / or SME banking, either on the business side and / or in risk management side in a Commercial Bank.

Responsibilities

• To support Regional Executive Credit in review and analyzing credit proposals of SME, Commercial and Agri including Quantitative analysis and Climate related risks
• To analyze working capital and requirements for SME, Commercial and Agri segments including production and development loans as well as seasonal financing requirements
• To comply with internal Policies and Regulatory guidelines
• To structuring credit limits in conjunction with actual requirements of the borrowers and also in line with the offered collateral
• To assist in rectifying internal/ external audit observations
• To coordinate with business groups for clarifications and relevant information
• To basic understanding of farm and non farm credit lifecycle as awareness of green banking, environmental & climate related risks
• To perform any other assignment as assigned by the supervisor(s)

Skills

Credit analysis

Financial statement analysis

SME financing products

Collateral knowledge

SBP prudential regulations

Interpersonal skills

MS Office

Education

Bachelor’s degree or equivalent

Master’s degree in finance/economics or ACCA

Tools

MS Office

MS Excel

Job description

National Bank of Pakistan invites applications for the position of Credit Manager (AVP) in Dera Ghazi Khan. The role reports to Regional Executive Credit - Credit Risk Management Division and seeks experienced professionals in SME, Commercial and agri credit analysis.

The bank emphasizes qualifications including graduation or higher, preference for Masters in finance/economics or ACCA, and at least six years of relevant banking experience.