Credit Officer OG II — Risk, SME & Agri Banking

Visual Pakistan; Karachi Division; Sur place; PKR 600 000 - 1 000 000; Plein temps

Résumé du poste

National Bank of Pakistan (NBP) invites applications for the position of Credit Officer OG II in Risk Management. The selected candidate will review SME and Agri credit proposals, assess working capital needs, and ensure SBP compliance.

The role carries a 3-year contractual term across multiple posting cities in Pakistan. Applicants should have a graduation in Accounting/Finance or equivalent, with preference for a Master’s in Finance/Economics or ACCA, and at least 1 year in agricultural or SME

Qualifications

• Minimum graduation or equivalent from an HEC-recognized university with Accounting or Finance background.
• Master’s degree in Finance, Economics or ACCA is preferred.
• 1 year of experience in Agricultural and/or SME Banking in a commercial bank.

Responsabilités

• Review and analyze credit proposals for SME and Agri customers, including quantitative and qualitative analyses and climate-related risks.
• Assess working capital and credit requirements for SME/Agri segments, including production, development loans, and seasonal financing.
• Ensure compliance with internal policies and SBP regulations at all stages of credit processing.
• Structure credit limits and collateral as per borrower needs and policy.
• Assist in addressing audit observations and coordinate with business teams for information.

Connaissances

Credit analysis

Financial analysis

Agri/ SME financing

SBP regulations

Communication

Formation

Bachelor's in Accounting/Finance

Master's in Finance/Economics/ACCA (preferred)

Outils

MS Office

Description du poste

National Bank of Pakistan (NBP) invites applications for the position of Credit Officer OG II in Risk Management. The selected candidate will review SME and Agri credit proposals, assess working capital needs, and ensure SBP compliance.

The role carries a 3-year contractual term across multiple posting cities in Pakistan. Applicants should have a graduation in Accounting/Finance or equivalent, with preference for a Master’s in Finance/Economics or ACCA, and at least 1 year in agricultural or SME