Associate Manager – Credit Risk Review (Internal Audit Function)

Khanewal; Lahore; On-site; PKR 1,200,000 - 2,500,000; Full time

Job summary

The Bank of Punjab is seeking an Associate Manager – Credit Risk Review within the Internal Audit Group in Lahore. The role focuses on conducting risk and asset reviews, adhering to SBP guidelines and bank policies, and coordinating with Relationship Management to prepare clear review reports.

The candidate should have 2–4 years of relevant banking or non-banking experience, with qualifications in accounting or finance and professional certifications.

Qualifications

• Bachelor’s or Master’s in Accounting/Finance or related field.
• CA/ACCA/CIA/CBA or equivalent qualification.
• HEC-recognized university/institution.

Responsibilities

• Conduct Credit Risk and Risk Asset Reviews per SBP guidelines and bank policies.
• Review allocated files and identify process-related findings.
• Coordinate with Relationship Management teams and assist in preparing review reports.
• Ensure reviews are completed within scope and timelines.
• Participate in opening and closing meetings with internal stakeholders.
• Assist in investigations and special audit engagements.
• Review policies and procedures and recommend amendments per regulatory and internal requirements.
• Support on-site and off-site review logistics and information gathering.

Skills

Credit Risk Review

Internal Audit

Risk Asset Review

Banking Operations

Financial & Credit Analysis

Regulatory Compliance

Audit & Investigation

Report Writing

Analytical & Problem-Solving

Communication & Stakeholder Mgmt

Education

Bachelor’s/Master’s/MBA/M.Com/MSc in Accounting or Finance

CA/ACCA/CIA/CBA or equivalent

Job description

## Associate Manager – Credit Risk Review (Internal Audit Function)Full Job Details#### Job Description**Department:** Risk Assets Review Division, Internal Audit Group **Grade:** Band-10 to Band-9 **Experience:** 2–4 years in Banking/Non-Banking sector in similar or related roles **Age Limit:** Up to 55 years as of the application date### Qualification* Bachelor’s / Master’s / MBA / M.Com / MSc in Accounting or Finance* CA / ACCA / CIA / CBA or equivalent qualification* Degree must be from an HEC-recognized university/institution.### Key Responsibilities* Conduct Credit Risk and Risk Asset Reviews in accordance with SBP guidelines and bank policies.* Review allocated files and identify process-related findings.* Coordinate with Relationship Management teams and assist in preparing review reports.* Ensure reviews are completed within the assigned scope and timelines.* Participate in opening and closing meetings with internal stakeholders.* Assist in investigations and special audit engagements.* Review team members’ work and ensure significant issues are properly reported and escalated.* Review policies and procedures and recommend amendments based on regulatory and internal requirements.* Assist with on-site and off-site review logistics and information gathering.* Maintain professional relationships with team members and auditees.* Stay updated on regulatory changes, audit practices, and emerging industry trends.### Skills & Competencies* ### Credit Risk Review* ### Internal Audit* ### Risk Asset Review* ### Banking Operations* Financial & Credit Analysis* ### Regulatory Compliance* SBP Guidelines & Regulations* Audit & Investigation* ### Report Writing* Analytical & Problem-Solving Skills* Communication & Stakeholder Management### Employer**The Bank of Punjab (BOP)** — one of Pakistan’s established and rapidly growing banks, with 35+ years of operations and a network of 900+ branches across the country.### Equal OpportunityThe Bank of Punjab is an equal opportunity employer. **Females, minorities, differently abled persons (DAP), and transgender candidates are encouraged to apply.**### How to ApplyEligible candidates should apply online through the **BOP Careers Portal** by **19 September 2026**.