Area Head Jhelum – Retail Banking

Khanewal; Jhelum; On-site; PKR 2,000,000 - 4,000,000; Full time

Job summary

Khanewal, a leading bank in Pakistan, seeks an Experienced Professional to drive area-specific strategies for deposit growth and NTB acquisitions while maintaining top-tier customer service.

The role leads Branch Managers, ensures regulatory compliance, and develops market expansion plans, with a focus on HNW client management and risk controls.

Qualifications

• Bachelor's degree is required.
• 8+ years of experience in banking or financial services.
• Experience leading and developing branch managers and teams.

Responsibilities

• Develop and execute area-specific deposit growth strategies to meet targets.
• Lead, mentor, and manage a team of Branch Managers; set KPIs and conduct performance reviews.
• Manage high-net-worth client portfolios and ensure exceptional customer service and relationship quality.
• Conduct market research to identify expansion opportunities and analyze competitors.
• Ensure compliance with State Bank regulations, AML/KYC policies, and audit standards.

Skills

Deposit Growth

Retail Banking

Customer Service Skills

Education

Bachelor's degree

Job description

Career Level: Experienced Professional

Functional Area: Banking/Financial Services

Business Strategy & Target Achievement

Develop and execute area-specific strategies to achieve deposit growth targets. Maximize New-To-Bank (NTB) customer acquisitions. Control deposit attrition and strengthen customer retention.

Team Leadership & Development

Recruit, mentor, and lead a team of Branch Managers. Set KPIs and conduct regular performance reviews. Provide product training and support team development.

Portfolio & Relationship Management

Manage high-net-worth (HNW) customer portfolios. Build and maintain long-term client relationships. Oversee customer service standards and ensure a high-quality customer experience.

Market Expansion & Competitor Analysis

Conduct market research to identify opportunities in new geographical areas. Analyze competitor offerings and market trends. Formulate aggressive yet profitable deposit strategies.

Compliance & Risk Management

Ensure strict adherence to State Bank regulations. Implement Anti-Money Laundering (AML) policies and Know Your Customer (KYC) requirements. Prevent mis-selling and maintain high standards of audit and operational quality.

Required Skills

Deposit Growth Retail Banking Customer Service Skills

Job Details

Minimum Education: Bachelor's Degree

Minimum Experience: 8 Years

Total Positions: 1