VP, Retail Credit Risk Strategy & Analytics

HSBC; Taguig; On-site; PHP 6,000,000 - 12,000,000; Full time

Job summary

HSBC in Taguig, Philippines seeks a VP Retail Credit Risk Appetite, Reporting and Strategy to design and deliver analytics for retail lending profitability and asset quality. You will drive KPIs, risk reporting automation and governance across the credit cycle.

You will collaborate with Risk, Finance and senior stakeholders to shape strategic planning, stress testing, and monitoring of external and internal conditions, ensuring adherence to HSBC's risk appetite.

Qualifications

• Strong analytical skills with the ability to translate data into actionable recommendations.
• Confident communicator capable of influencing senior stakeholders.
• Relevant experience in credit/risk, portfolio analytics, reporting or financial services.
• Preferably experience in Cards/Loans operations and data systems.

Responsibilities

• Deliver accurate risk MI across Retail lending to monitor asset quality and profitability.
• Develop decisioning analytics to inform risk strategies amid current and forward-looking trends.
• Maintain risk strategy documentation and track performance against risk appetite.
• Lead Retail Risk stress testing models with regional collaboration.
• Monitor external developments and provide updates to Senior Risk Management.
• Design and maintain risk databases and support data quality improvements.
• Present analyses and recommendations to stakeholders including CRCO, Head of IWPB and CEO.
• Lead and develop the Risk Reporting team with automation and strong controls.

Skills

Analytical skills

Stakeholder communication

Credit risk analytics

Portfolio analytics

Job description

HSBC in Taguig, Philippines seeks a VP Retail Credit Risk Appetite, Reporting and Strategy to design and deliver analytics for retail lending profitability and asset quality. You will drive KPIs, risk reporting automation and governance across the credit cycle.

You will collaborate with Risk, Finance and senior stakeholders to shape strategic planning, stress testing, and monitoring of external and internal conditions, ensuring adherence to HSBC's risk appetite.