US Mortgage Underwriter – Risk & Compliance Leader

NightOwl Consulting Philippines Inc.; Philippines; On-site; PHP 670,000 - 1,339,000; Full time

Benefits offered by this job

Above market salary

HMO on Day 1 for principal and two-dep

Government-mandated benefits

Performance-based incentives

Quarterly company events

PHP 1,000 De Minimis

Equipment and software provided

Job summary

NightOwl Consulting Philippines Inc. seeks an experienced US Mortgage Underwriter to evaluate loan applications and ensure compliance with lender guidelines and regulatory requirements.

You will assess creditworthiness, income stability, and risk, guiding loan decisions with precision and diligence. Responsibilities include reviewing supporting documents, verifying information, and communicating updates to loan officers.

Qualifications

• Bachelor's degree in finance, accounting, economics, or related field.
• 5+ years of mortgage underwriting experience.
• Strong understanding of mortgage lending regulations and compliance.
• Excellent analytical skills and attention to detail.
• Effective communication with stakeholders.

Responsibilities

• Review mortgage loan applications to determine creditworthiness and repayment ability.
• Assess financial documents (pay stubs, tax returns, bank statements, credit reports).
• Verify accuracy and completeness of loan applications.

Skills

Analytical skills

Attention to detail

Communication skills

Decision making

Education

Bachelor's degree in finance, accounting, economics, or related field

Job description

NightOwl Consulting Philippines Inc. seeks an experienced US Mortgage Underwriter to evaluate loan applications and ensure compliance with lender guidelines and regulatory requirements.

You will assess creditworthiness, income stability, and risk, guiding loan decisions with precision and diligence. Responsibilities include reviewing supporting documents, verifying information, and communicating updates to loan officers.