Mortgage Guideline & Deal Desk Lead

NightOwl Consulting Philippines Inc.; Philippines; On-site; PHP 781,200 - 1,116,000; Full time

Benefits offered by this job

Above market salary

HMO on Day 1 for principal and two-dep

Government-mandated benefits

Performance-based incentives

Quarterly company events

PHP 1,000 De Minimis

Equipment and software provided

Job summary

NightOwl Consulting Philippines Inc. is seeking a Deal Desk Analyst to review underwriting guidelines across multiple mortgage product types and coordinate between Sales, Underwriting and Investor teams to ensure compliant, well-structured deals.

The role requires deep mortgage knowledge, meticulous analysis, and ability to drive timely deal flow in a fast-paced environment. Location is client-based with a competitive compensation package.

Qualifications

• Bachelor's degree in Business, Finance, or related field or equivalent work experience.
• Minimum 7 years in the mortgage industry, preferably underwriting or deal desk.
• Strong knowledge of mortgage guidelines and loan types.

Responsibilities

• Review underwriting guidelines across Conventional, FHA, VA, USDA, Jumbo, and Non-QM loans.
• Act as liaison between Sales, Underwriting, and Investor teams to ensure timely deal flow.
• Analyze loan scenarios to ensure proper structuring and guideline adherence.
• Provide guidance to Sales on loan products, guidelines, and best practices.
• Assist in resolving complex underwriting and structuring issues.
• Collaborate with underwriting to improve process and approvals.
• Stay updated on guideline changes and investor requirements.
• Coordinate with investors for accurate loan submissions.
• Track deal performance and ensure documentation is complete.
• Address post-closing issues as needed.

Education

Bachelor's degree in Business or Finance

Job description

NightOwl Consulting Philippines Inc. is seeking a Deal Desk Analyst to review underwriting guidelines across multiple mortgage product types and coordinate between Sales, Underwriting and Investor teams to ensure compliant, well-structured deals.

The role requires deep mortgage knowledge, meticulous analysis, and ability to drive timely deal flow in a fast-paced environment. Location is client-based with a competitive compensation package.