Universal Banker (San Jose Del Monte)

Hammerjack Pty Ltd; Philippines; On-site; PHP 260,000 - 360,000; Full time

Job summary

Security Bank in the Philippines is seeking a Universal Banker to handle in-house selling, cross-selling of bank products, and build strong customer relationships to meet sales targets.

You will process opening of CASA accounts, placements, renewals, and various financial transactions, ensuring timely, accurate service in line with bank guidelines and standards. This role emphasizes customer-centric banking and compliance.

Qualifications

• At least 3 years of branch banking experience in tellering or new account transactions.
• Strong interpersonal, negotiation, and customer service orientation.
• Solid understanding of regulatory, quality control, and risk management framework.

Responsibilities

• Identifies customers needs, maintains and nurtures relationships, cross-sells bank products to meet sales objectives.
• Monitors targets and performs marketing and cross-sell efforts to achieve conversions and bookings.
• Assists walk-in customers with financial solutions that meet their needs and establish new banking relationships.
• Ensures complete and accurate account opening documents in line with policies and procedures.
• Co-approver duties on OTC transactions and signs bank documents up to delegated limits.

Skills

Interpersonal skills

Negotiation

Customer service orientation

Job description

The Role

As a Universal Banker, you are expected to handle the in-house selling, and cross-selling of bank products and services, and build customer relationships to support business goals and achieve sales targets. Processes opening of new CASA accounts, placements, roll-over /renewal, termination, and pay-out of matured placements including the processing of payments, deposits, withdrawals, encashment, and other financial transactions. Ensures timely and accurate servicing of transactions in compliance with established operations guidelines and service standards of the bank.

How you'll contribute

• Identifies customers needs, maintains and nurtures customer relationships through marketing calls, branch appointments, and discussions, recommending and cross-selling bank products, services, and alternative channels to further increase and deepen clients dealings with the bank.
• Monitors and reviews targets and actual performance of managed and new accounts handled, implementing marketing and cross-sell efforts in line with the client's profile and anticipated needs to achieve successful conversions and bookings in line with sales objectives.
• Assists walk-in customers by servicing and advising them on financial solutions that would best meet their needs and profile and successfully establish a new banking relationship with the client.
• Ensures completeness and accuracy of required account opening documents for all accounts opened by performing thorough review in accordance with the set policies and procedures of the bank
• Assumes the duties and responsibilities of a co-approver on Over-the-Counter transactions via the system and co-signs bank documents: Bank Certification, Managers Checks, Gift Checks, Demand Drafts, Money Transfer Application Forms, Telegraphic Forms, Certificate of Time Deposits, Special Savings Deposits, Confirmation of Purchase, and other internal bank documents requiring two officers up to the delegated limit in accordance with set policies and procedures.

What we're looking for

• With at least 3 years of branch banking experience in tellering or new account transactions
• Must have good interpersonal skills, negotiation skills, and a strong customer service orientation
• Has an in-depth understanding of the regulatory, quality control, and risk management framework

About Security Bank

Security Bank is one of the Philippines best capitalized private domestic universal banks. Established in 1951 and publicly listed with the Philippine Stock Exchange (PSE:SECB) in 1995, our major businesses cover retail, corporate, commercial, and business (MSME) banking.

We're recognized as an Employer of Choice in Philippine banking by various award-giving bodies for our values-based culture, industry-leading engagement and benefits, and commitment to work-life balance.

Most recently, we ranked as the #2 best employer in the Philippines and #54 globally on the prestigious Forbes World's Best Employers 2023 list.

At Security Bank, our approach to Human Capital Management (HCM) is embodied by our Employee Value Proposition (EVP): YOU matter.

Start your BetterBanking career with us today.