Strategic Credit Portfolio Leader

Meaningful Banking From Metrobank; Compostela; On-site; PHP 900,000 - 1,500,000; Full time

Job summary

Meaningful Banking From Metrobank is seeking a Credit Portfolio Manager in Cebu City to oversee credit risk management across the portfolio and coordinate with Lending Units and support teams. You will review loan proposals, assign risk ratings, monitor performance, and ensure timely renewals and policy adherence.

The role requires at least 5 years in credit analysis, strong analytical and communication skills, and experience in leading a team.

Qualifications

• Graduate of any Business-related courses, preferably Economics, Accounting or Finance.
• Minimum of 5 years of credit analysis experience.
• Experience in team management is an advantage.
• Strong analytical thinking for approving and recommending credit proposals.
• Ability to identify, assess, and mitigate credit risks across the portfolio.
• Strong understanding of risk framework, regulatory requirements and internal policies.
• Proficiency in risk rating system.
• Skilled in monitoring portfolio performance and delinquency trends.
• Supervising credit review officers and fostering a high-performance culture.
• Strong work ethic and a high level of personal and professional integrity.
• An effective communicator with strong oral, written, and effective presentation skills.
• Computer literate, with high level of proficiency in Microsoft Office applications such as Word, excel, and PowerPoint.
• Completion of reports related to the handled credit portfolio.

Responsibilities

• The Credit Portfolio Manager is responsible for ensuring the effective operation and implementation of management measures, while maintaining strong credit risk management across the portfolio.
• Guaranties quality and timely completion of account renewals, evaluation of prospective borrowers and various credit requests and reports.
• Appropriately assess credit risk ratings and classifications and demonstrates strict compliance to documentation and Bank policies.
• Coordinates with Lending Units to effectively monitor account status and performance; partners with Credit Administration, Credit Control and Documentation, Credit Investigation and Appraisal, Legal to ensure approvals and proper collateral handling.
• Maintain records of work metrics and ensure timely completion of reviews; perform portfolio management and escalation of non-performing loans.
• Ensures effective performance management of the team against set KRAs and coordinates with HR for talent development.

Skills

Analytical thinking

Communication skills

Team management

Credit analysis

Risk assessment

Education

Bachelor's degree in Economics, Accounting or Finance

Tools

Microsoft Office

Job description

Meaningful Banking From Metrobank is seeking a Credit Portfolio Manager in Cebu City to oversee credit risk management across the portfolio and coordinate with Lending Units and support teams. You will review loan proposals, assign risk ratings, monitor performance, and ensure timely renewals and policy adherence.

The role requires at least 5 years in credit analysis, strong analytical and communication skills, and experience in leading a team.