Credit Portfolio Strategist

Metrobank; Hinoba-an; On-site; PHP 600,000 - 1,000,000; Full time

Job summary

Metrobank is seeking a Credit Portfolio Manager in the Philippines to lead credit risk management across the portfolio, coordinating with Lending Units and various divisions. You will supervise loan proposals, ensure renewals and evaluations are timely, and uphold bank policies.

The role requires strong analytical, communication, and leadership skills, with deep knowledge of credit risk systems and regulatory requirements. Location is Binondo/Caloocan, on-site at the bank.

Qualifications

• Bachelor’s degree in Finance, Accounting, Business, Economics or related field.
• At least 5 years of credit experience, preferably in commercial and corporate lending.
• Strong knowledge of credit analysis, risk assessment, portfolio monitoring and credit risk rating systems.
• Familiarity with regulatory requirements, risk frameworks, and internal credit policies.
• Proven people management or supervisory experience preferred.

Responsibilities

• Supervises and reviews the analysis and evaluation of loan proposals from Lending Units using credit tools to determine credit worthiness.
• Ensures quality and timely completion of account renewals and evaluations of borrowers.
• Assess credit risk ratings and classifications and comply with bank policies.
• Coordinate with Lending Units and other divisions to secure approvals and proper documentation.
• Monitor portfolio performance and escalate issues; support audit-related exercises.

Skills

Credit analysis

Portfolio monitoring

Risk assessment

Leadership / people management

Attention to deadlines

Communication skills

Problem-solving

Decision making

Education

Bachelor’s degree in Finance, Accounting, Business, Economics

Tools

Excel

PowerPoint

Word

Job description

Metrobank is seeking a Credit Portfolio Manager in the Philippines to lead credit risk management across the portfolio, coordinating with Lending Units and various divisions. You will supervise loan proposals, ensure renewals and evaluations are timely, and uphold bank policies.

The role requires strong analytical, communication, and leadership skills, with deep knowledge of credit risk systems and regulatory requirements. Location is Binondo/Caloocan, on-site at the bank.