Assistant Credit Manager: Risk & Collections Leader

Adm Asia Pacific; Cebu City; On-site; PHP 700,000 - 1,100,000; Full time

Job summary

ADM is seeking an Assistant Credit Manager in Cebu City to lead credit risk, collections, and working capital initiatives for the Philippines and assigned portfolios.

The role requires a Bachelor's in accounting/finance, at least 5 years in credit analysis in manufacturing or bank, strong English, and the ability to collaborate across functions; willingness to travel for critical reviews.

Qualifications

• Bachelor’s degree or equivalent in accounting, finance or related discipline.
• Min 5 years of credit analysis and collections management experience in a commodity trading/manufacturing MNC or a bank.
• Ability to work in a multi-cultural environment and liaise with various groups and management levels.
• Ability to communicate fluently in English language.
• People management experience is a bonus.
• Open to after-office hours conference calls and travelling when required.

Responsibilities

• Manage credit risk and collections for the Philippines and other assigned portfolios.
• Recommend and approve credit limits, payment terms, block releases, and risk mitigation measures through credit insurance, guarantees, financial statement analyses, competitive analyses, projection of business volumes, payment performance and trade references
• Engage business partners in discussions on credit and collection issues and evaluate business case to decide on exceptional credit approvals
• Review and structure AR factoring solutions to improve working capital and mitigate credit risk while meeting business needs
• Manage and drive AR results
• Administer credit insurance policies and support the preparation and follow-up of credit insurance claims.
• Recover bad debts through credit insurance claims, bank/corporate guarantees, collaterals, payment plans
• Work closely with stakeholders such as Commercial, Legal, Operations, Treasury and Finance to resolve credit and collection issues
• Support portfolio integration initiatives, develop and implement processes to meet integration requirements, and establish measurements to monitor and track integration progress and success.
• Represent regional credit centre and participate in corporate initiatives and system implementation projects
• Identify gaps in processes, recommend and manage initiatives to improve credit operational efficiency
• Perform regular reviews on customers, markets and countries
• Conduct customer visits when necessary to resolve credit issues and establish relationship
• Ad-hoc responsibilities as assigned

Skills

Credit risk management

Interpersonal skills

English fluency

Education

Bachelor’s degree in accounting/finance

Tools

Credit analysis tools

Job description

ADM is seeking an Assistant Credit Manager in Cebu City to lead credit risk, collections, and working capital initiatives for the Philippines and assigned portfolios.

The role requires a Bachelor's in accounting/finance, at least 5 years in credit analysis in manufacturing or bank, strong English, and the ability to collaborate across functions; willingness to travel for critical reviews.