SME Credit & Risk Analyst — Hybrid Role

First Circle; Taguig; Hybrid; PHP 279,000 - 312,000; Full time

Benefits offered by this job

Hybrid work setup

HMO coverage from week one

Life and accidental insurance

Free catered lunches

Monthly fitness, transportation, and住宿

Job summary

First Circle is a fast-growing FinTech shaping SME credit services. We seek a Risk Operations Analyst to evaluate loan applicants, assess risk, and support underwriting in a hybrid Manila setup. You will work with experienced professionals and contribute to a scalable credit process.

Ideal candidates have a business/finance background, strong analytical skills, and proficiency in MS Excel. Fresh grads welcome as we pursue growth in multi-currency banking services.

Qualifications

• Bachelor's degree in Business, Finance, Accounting, Economics, or related field.
• Fresh graduate or up to 1 year of experience.
• Strong analytical and problem-solving skills.
• Excellent communication and teamwork with attention to detail.
• Proficient in MS Excel and MS Office; eager to learn credit underwriting.

Responsibilities

• Evaluate SME loan applicants' creditworthiness using financial data and reports.
• Assess borrower risk profiles identifying key risks and mitigating factors.
• Conduct due diligence to ensure regulatory compliance and credit standards.
• Collaborate with cross-functional teams to gather borrower information.
• Prepare credit recommendations and monitor loan portfolios.

Skills

Analytical thinking

Communication

MS Excel

Attention to detail

Education

Bachelor's degree in Business/Finance/Economics/Accounting

Tools

MS Office

Microsoft Excel

Job description

First Circle is a fast-growing FinTech shaping SME credit services. We seek a Risk Operations Analyst to evaluate loan applicants, assess risk, and support underwriting in a hybrid Manila setup. You will work with experienced professionals and contribute to a scalable credit process.

Ideal candidates have a business/finance background, strong analytical skills, and proficiency in MS Excel. Fresh grads welcome as we pursue growth in multi-currency banking services.